It's hard to lose money when buying a fund. Everyone wants to earn it back, but they are afraid of losing money. What should I do if I lose tens of thousands of dollars in buying a fund? How to adjust the mentality? So today, Bian Xiao is here to sort out the relevant knowledge of the fund for everyone. Let's have a look!

What should I do if I lose tens of thousands in buying a fund?

First of all, we must analyze the reasons for the fund's losses. If it is because of the fund itself, the fund itself is not excellent, always falling more and rising less, then redeem the stop loss and wait for the next suitable opportunity to enter the market to earn back.

If it is not because of the fund's own reasons, the fund still has room to rise, then it can cover the position when the fund falls, share the cost and spread the risk by increasing the position share. However, it should be noted that if the fund continues to fall, covering positions will accelerate losses and be disastrous, so covering positions should be cautious.

How to adjust the mentality?

It is a fact that losing money is losing money. It's no use being sad. Then read more books and materials about funds or try to listen to music to ease your mood. When buying a fund, you should know the risks you can bear. If you can't afford high risks, don't buy high-risk funds.

You can consider low-risk funds, such as money funds and pure debt funds. If you don't invest in the stock market, you are less likely to lose money. Although you can't make much money in the short term, in the long run, the income is good.

The fund of 65,438+10,000 yuan lost 8,000 yuan a day. Do you want to redeem it?

If you buy a fund of 654.38+10,000 yuan, you will lose 8,000 yuan a day, and you will still lose a lot, which is equivalent to losing 8%. The average fund will drop 8% a day. The situation is more serious. Everyone should analyze the reasons.

First, let's see if other funds have fallen so much. If other funds hadn't fallen so much, this foundation would have fallen so much. It depends on what the fund's heavy stocks are, whether it is the reason of the fund itself, and if it is the reason of the fund itself, the fund is currently in a relatively high position.

Then stop loss in time to keep the remaining funds. Don't force it. If the fund is still falling, more and more money will be lost. If most funds are falling, and the decline is relatively large, which is not caused by the funds themselves, you can consider continuing to hold them.

If it is a light warehouse and you have money in your hand, you are more optimistic about this fund. In order to speed up the withdrawal of funds, you can take more shares when the fund falls, which is more cost-effective. If the fund goes up, it can quickly return to its capital, but adding positions will increase risks, so everyone should be cautious when adding positions.

Is it cost-effective to buy a new fund or an old fund?

Generally speaking, the price of the new fund will be relatively cheaper. In this regard, the new fund is dominant. Secondly, new funds generally have a three-month closure period. If the market is not good, fund managers can not open positions or open positions in a small amount. Closed-end funds will not be affected by market conditions, so the risk is reduced.

However, the new fund also has some shortcomings. The new fund has no past performance as a reference, and we don't know whether it will make money in the future. However, if the old fund is used, it can be analyzed with reference to a past income situation, and there is an additional aspect for reference.

Although the past income does not represent the future, it will still have a certain reference function. Secondly, the old fund has no three-month closure period and is more flexible. In case of emergency, it is faster to redeem the account. Then the new fund will be closed for three months, and there is no way to withdraw it even if there is an emergency. This is noteworthy.

Therefore, the new fund and the old fund have their own advantages and disadvantages. You can choose according to your own situation. If you are a novice, it is generally recommended that the old fund is better. You can refer to past earnings and choose old funds with excellent past performance.

What should I do if I lose tens of thousands in buying a fund? Related articles:

★ Reasons for the loss of novice fund buyers

★ How much can Alipay earn by buying 500? You can earn 100 yuan.

★ The best way,100,000 yuan is such a good financial management!

★ How to buy private equity funds