As a third-party payment tool, Alipay has not only the payment function, but also the financial management function. Users can also buy some fund-based wealth management products on Alipay for investment. So what's the difference between buying a fund in Alipay and buying a fund in a bank? Let's get to know each other.

Is there a difference between buying a fund in Alipay and buying it in a bank?

The threshold of 1 is different: the threshold for Alipay to purchase funds is relatively low, and the investment threshold for most fund products is to support 1 yuan investment; The threshold for banks is relatively high, generally above 50,000 yuan.

2 different fund issuers: Alipay's funds are mostly on a commission basis; In addition to selling wealth management products issued by other financial institutions, the bank's fund products will also issue their own fund products.

3. Different transaction rates: Compared with banks buying wealth management products, Alipay has lower transaction rates.