The proportion of social security paid by the company is as follows: endowment insurance: the unit pays 18% per month, and the individual pays 8% per month; Medical insurance: the unit pays 7% per month, the individual pays 2%, plus serious illness co-ordination (serious illness co-ordination mainly manages hospitalization); Unemployment insurance: the unit pays 1% every month, and the individual does not have to pay; Industrial injury insurance: the unit pays 0.5% per month, and the individual does not have to pay; Maternity insurance: the unit pays 0.5% per month, and the individual does not have to pay; Housing accumulation fund: the unit pays 10% and the individual pays 10% monthly.
Social insurance refers to a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.
The social insurance plan is organized by the government, and part of its income is used as social insurance tax to form a social insurance fund for a certain group. Under certain conditions, the insured can get fixed income or loss compensation from the fund, with the goal of ensuring the reproduction of material and labor and social stability.
Social insurance is an important part of the social security system and occupies a core position in the whole social security system. In addition, social insurance is a contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the relevant conditions.
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