Funds are divided into open-end funds and closed-end funds. Open-end funds charge subscription fee (1%), subscription fee (1.5%) and redemption fee (0.5%, held for one year; 0.25%, held for 2 years; 0, held for more than 3 years), custody fee (1.5%/ year, accrued daily, i.e.1.5%/365); Because closed-end funds do not issue new shares, they only trade in the secondary market. No subscription fee, subscription fee and redemption fee are charged, only 1.5%/ year custody fee is charged.

Fund companies earn mainly trust fees. Imagine charging 1.5% of the net fund value every year. During the 65,438+00 years, 65,438+05% of the income realized by your funds and investments belongs to the fund company. Suppose an open-end fund raises and issues 100 billion copies, the issue price is 1 yuan, * * raises 100 billion yuan, and there is no new subscription and redemption within one year (assuming). After one year, if the dividend is not increased by 100%, the fund size will be 20 billion yuan, each 2 yuan, so this year's fund.