The wealth management products of Postal Savings Bank are increasing day by day. Risheng is a cash management and wealth management product independently operated by Postal Savings Bank, and its wealth management principal is safe and stable. Wealth is increasing day by day, and it is of great commercial significance to open subscription and redemption every working day and receive funds in real time. Features: (1) Pay dividends on a daily basis, with higher income. At present, the annualized rate of return of 1 day is 2.2%, which is higher than the interest rates of demand deposits and call deposits. (2) High liquidity and flexibility. It is open from 8:30- 16:30 every working day (holidays cannot be handled), during which investors can purchase and redeem. Deduct the money in real time at the time of subscription, and get the value on the same day: the wealth management principal will be paid in real time at the time of redemption, and the principal and income will be paid in real time at the time of full redemption. (3) High safety. The investment direction of the funds raised by this product is government bonds, financial bonds, central bank bills, short-term financing bills, interbank deposits, bank acceptance bills, repurchase, etc. Mainly suitable for customer operations and the current capital turnover needs of small enterprises. 2. The wealth of wealth management products of Postal Savings Bank is Xinxin Xiangrong. Wealth Xinxin Xiangrong (hereinafter referred to as Xinxin Xiangrong) is the first wealth management product with increasing income and flexible term carefully created by Postal Savings Bank. This product has no fixed term, and can be purchased and redeemed at 8:30- 16:30 every open day. From 50,000 yuan for individual customers. After redemption, the customer will transfer the financial principal and income to the account designated by the investor within 3 working days, which will be postponed every holiday. Product features: (1) Increasing income. The highest expected annualized rate of return that customers can obtain is classified as follows. According to the actual duration of each wealth management fund when the investor redeems, the interest is calculated by classification: the first file: 1 day? T<7 days, 2.20% (after the fee) Second gear: 7 days? T< 14 days, 2.30% (after payment) Third gear: 14 days? T & lt30 days, 2.50% (after handling fee) The fourth gear: 30 days? T & lt60 days, 2.70% (after fee) Fifth gear: 60 days? T & lt90 days, 2.90% (after the fee) The sixth gear: T? 90 days, 3.25% (after expenses) (2) Steady investment. The main investors raised by this RMB wealth management product are government bonds, financial bonds, central bank bills, short-term financing bills, medium-term bills, interbank deposits, interbank lending, trust plans, bank wealth management products, bank acceptance bills, repurchase, etc. (3) Liquidity: the redemption application is flexible. You can apply for subscription and redemption every working day.