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The function of insurance

The original intention of insurance is to provide safe and reliable protection; it was later extended into a protection mechanism, a tool used to plan life finances, a basic means of risk management under market economy conditions, and an important pillar of the financial system and social security system.

Insurance means that the policy holder pays insurance premiums to the insurer in accordance with the contract. The insurer shall bear the liability for compensation for property losses caused by the accidents that may occur as stipulated in the contract, or the death, disability, or disability of the insured.

A commercial insurance act that assumes the responsibility of paying insurance benefits when the insured becomes ill or reaches the age, term and other conditions specified in the contract.

From an economic perspective, insurance is a financial arrangement for sharing accidental losses.

From a legal perspective, insurance is a contractual act, a contractual arrangement whereby one party agrees to compensate the other party for losses.

From a social perspective, insurance is an important part of the social and economic security system and an "exquisite stabilizer" of social production and social life.

From a risk management perspective, insurance is a method of risk management.

What can insurance solve?

Faced with birth, old age, illness and death, a natural proposition that no one can circumvent, the reason why people show unprecedented worries is that they are worried and fearful about the unexpected events in their future lives.

In fact, insurance can provide a complete solution to all your worries.

This is something that other products cannot solve so far.

Insurance: Just 12 words: If nothing happens, save money; if something happens, lose money; when you get old, get money!

Insurance: It has only one purpose: to provide emergency relief and prevent poverty!

Insurance: Sell 2 commodities: time and money!

Insurance: Undertakes 3 major responsibilities: supporting parents, harmonizing husband and wife, and raising children!

Insurance: divided into four major stresses: birth, old age, illness and death!

Insurance: Provides five major guarantees: income, property, family future, family responsibilities, and life value!

Insurance: It has 6 major benefits: you can save money at ordinary times, you will not be short of money for emergencies, you can make steady money through investment, you can benefit from tax-free money, you can keep money when you go bankrupt, and you can get big money in case of bankruptcy!

Insurance: It has 10 great values: 1. Medical treatment - insurance allows people to afford it when they are sick, so that their lives will not be compromised.

2. Provision for old age - insurance ensures a worry-free life in old age.

3. Love will continue - Insurance is a guarantee for the continuation of family ties and great love.

4. Children are protected – insurance protects children’s education planning and growth.

5. There is something to rely on - insurance eliminates worries and you can work hard to achieve your career.

6. Respect your parents - when you drink water, remember the kindness of your parents, and life insurance will support your parents.

7. Have something to support your disability - if you become disabled due to accident or illness, insurance will protect your self-dignity.

8. Save money - small money turns into big money, and the added value is guaranteed and safe.

9. Property is insured - the safest way to preserve value is to purchase insurance.

10. Wealth is inherited - Accumulate a lifetime of wealth and benefit your loved ones without regret.

The five major accounts protect your family, protect your people, and protect your wealth. Buying insurance is nothing more than not to hinder the person who gave birth to you, and not to hinder the person who gave birth to you!

Men + insurance = responsibility!

Women + insurance = wisdom!

Insurance = protect home + protect people + protect wealth!

Accident protection account, get life-saving money, and your family’s life is guaranteed!

Medical insurance account, receive medical benefits, and medical expenses are guaranteed!

Education protection account, receive education funds, and study expenses are guaranteed!

Pension security account, receive pension, and your retirement life is guaranteed!

Property protection account, get investment funds, property lock is guaranteed!

Don't always say that insurance is unlucky. You can't choose whether the risk will occur or not.

Don't always say that insurance is useless. You may not be able to afford the cost of proving that it is useless.

Don't always say that insurance is not cost-effective. If you are prepared and use it, it is called stop loss. If you are prepared but not use it, it is the biggest cost-effectiveness.