there is no difference between OTC funds. The transactions of OTC funds before 3 pm on the trading day are calculated according to the net value at the close of the trading day. There is only one transaction price on one day, and the share is confirmed on the second trading day, and the income is calculated after the share is confirmed.

There are differences between floor funds. Floor funds are traded according to the real-time market price, and the fund price will change all the time. The purchase time is different, and the transaction price is different.

What is a fund?

Fund, in English, broadly refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations.

from the perspective of accounting, fund is a narrow concept, which means funds with specific purposes and uses. The funds we mentioned mainly refer to securities investment funds.

fund trading time:

fund trading time refers to the time period during which open-end funds accept subscription, conversion, redemption or other transactions. Generally speaking, it means that every working day is from 9: 3 am to 15: am, and 11:3 am to 13: pm is the closing time.

The big taboo of fund speculation:

1. Blind investment without clear investment objectives.

2. Put your eggs in one basket, only invest in one fund, or buy too many funds and have no core portfolio.

3. When choosing a fund, we only pay attention to the rate of return, but ignore the risk level, the liquidity of funds and the equality of handling fees and water.

4. There is no standard for taking profit and stopping loss.

5, the investment mentality is unstable, and you will panic if you lose a little.

skills of fund speculation:

1. Rational allocation of fund varieties according to one's own risk tolerance. Partial stock funds have high risks and high returns, so investment needs to be more cautious.

2. Understand the expenses of fund subscription, redemption and management, including free subscription and redemption of monetary funds.

3. Pay attention to the fund performance, historical redemption and net growth rate.

4. Don't buy dividend funds unilaterally.

5. Pay attention to identifying fake and inferior products of the fund.