after the second half of the year, the basic medical insurance for urban and rural residents in 223 will begin to pay. According to the Notice of the National Medical Insurance Bureau and other three departments on Doing a Good Job in Basic Medical Security for Urban and Rural Residents in 222, the individual payment standard of medical insurance for urban and rural residents will be raised in 3 yuan in 222, reaching no less than 35 yuan per person per month, which is the same as last year's increase. The new rural cooperative medical care is actually the predecessor of medical insurance for rural residents and urban and rural residents. In the past, due to the low payment, the minimum amount was only 1 yuan money, which was welcomed by many people. However, in recent years, with the continuous improvement of medical insurance payment for urban and rural residents, some people are really hesitant. Do you want to continue to pay? For some rural elderly people with low incomes, 35 yuan does have a lot of burdens. At present, the average income level of rural residents in China is low, only 18,931 yuan in 221, while urban residents reached 47,412 yuan in the same period. If there are five or six rural residents, the burden of payment is not clear. The medical insurance payment for urban and rural residents is paid once a year. If you don't get sick and enjoy medical insurance reimbursement in that year, the amount of money paid will not accumulate. Many rural elderly people's attitude towards getting sick is that they should first resist after getting sick. If they can't be cured or spend too much, they will give up on their own initiative. So is it really unnecessary for the elderly over 6 in rural areas to pay fees? To tell the truth, it is very necessary to participate in medical insurance for urban and rural residents. There are three main reasons: First, medical insurance for urban and rural residents is a kind of social welfare insurance, and it is an insurance system that combines individual contributions with state subsidies. Moreover, state subsidies account for the bulk. Many people only see the personal burden of urban and rural residents' medical insurance payment in 35 yuan, which increases the perspective of 3 yuan. In fact, the amount of government subsidies has also increased in 3 yuan, reaching 61 yuan. The amount of money subsidized by the government is much more than that paid by individuals. The basic medical insurance for employees does not have such treatment. To participate in medical insurance for urban and rural residents, although we pay in 35 yuan, we actually enjoy medical security in at least 96 yuan. Especially when the local medical insurance fund for urban and rural residents is insufficient to pay, there will still be government financial subsidies. Second, the older you get, the higher the probability of getting sick. According to the law of a person's healthy development, the older he is, the higher the probability of getting sick. A spokesperson of the Ministry of Health once pointed out: "About 8% of a person's investment in health in his life is spent on treatment one month before he dies!" . In fact, many small and medium-sized diseases can be easily cured by timely and effective treatment. Major diseases or chronic diseases can also be effectively alleviated. If we have a medical insurance treatment for urban and rural residents, and the reimbursement rate reaches 8%, it is equivalent to enlarging the treatment funds in our hands by five times, which can effectively reduce the burden. Third, people attach great importance to medical insurance, and the participation rate of medical insurance in China is getting higher and higher. Some people think that the personal burden of medical insurance for urban and rural residents is increasing year by year. Are many people not participating? The answer is just the opposite. With the continuous improvement of people's income level and better living conditions, the number of urban and rural residents paying medical insurance has reached 1,8.66 million, and 354.31 million people have participated in the basic medical insurance for urban workers. The medical insurance coverage rate in China has stabilized at over 96%. In recent years, the average life expectancy in China has been increasing, which is a remarkable effect of improving the level of medical science and technology. In 221, the average life expectancy in China is 78.2 years, including 82.47 years in Beijing, 84.11 years in Shanghai and 83.18 years in Guangzhou. Generally speaking, the more attention is paid to medical care, the higher the life expectancy per capita. So it is very necessary to participate in basic medical insurance. There are actually three kinds of medical insurance for urban and rural residents: basic medical insurance reimbursement, serious illness medical insurance reimbursement and medical insurance assistance. Through these three guarantees, people can effectively reduce the situation of poverty caused by illness and returning to poverty due to illness. China's medical insurance system is getting better and better. When you are old, you really should have a medical insurance. I hope that the rural elderly over 6 must be insured. For families with severe disabilities, low-income families and extremely poor families that are really difficult for individuals to bear, you can apply for partial relief of individual payment burden, and you can ask the local civil affairs department.