5 million is deposited in the bank and the regular monthly interest for 5 years is 20,830.

Generally, the regular bank interest rate is around 2.75%, but if you deposit 5 million, it may be 5%.

The interest formula for depositing in a bank: interest = principal * interest rate * time. The interest for depositing 5 million for one year is: 5 million * 5% * 1 = 250,000 yuan; the interest for that month: 250,000/12 months ≈ 20,830

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Extended information: If you want to earn more interest, you can also choose treasury bonds or certificates of deposit, and the interest may be higher.

If you spend 5 million yuan to buy a house, you will also have a stable income, because the house price will not drop much in a short period of time.