1. first log in to personal online banking (macbookpro mos 14), open google version 92.0.4515.131,and then enter your login name, login password and mobile phone verification code.
2. After logging into the personal interface, click Transfer and Remittance-Fixed-Real-time Transfer-Current Transfer to Fixed Term; Select the deposit type and deposit type, enter the amount, and click "Transfer Out".
3. After checking that the information is correct, click OK to successfully convert it into a current deposit.
Bank card, mobile phone, bank time deposit and current deposit are converted as follows:
1. Log in to mobile banking (Apple 12, ios 14, Agricultural Bank of China 6.7.0, Industrial and Commercial Bank of China 6. 1.0, Bank of China 7. 1.7) and click "Transfer-"on the homepage.
2. Improve the information such as collection and payment account, seed storage period and transfer amount. And follow the prompts.
3. If it is an in-card transfer, click "In-card Transfer"; If you need to transfer to another account, you can choose to transfer to current account regularly.
You can also go to the nearest outlet with a valid ID card and bank card.
Definition of time deposit:
Time deposit is also called "time deposit certificate". A deposit in which the bank and the depositor agree on the term and interest rate in advance at the time of deposit and withdraw the principal and interest after maturity. If depositors need funds before maturity, some certificates of deposit can be sold in the market; Some certificates of deposit cannot be transferred. If depositors choose to withdraw funds from the bank before maturity, they need to pay a certain fee to the bank.
The treatment methods of due withdrawal and unexpired withdrawal of time deposits are as follows:
1. Withdrawal of time savings deposit at maturity:
Interest is calculated and paid on time deposit certificates according to the deposit interest rate on the day of opening, and interest is calculated and paid on demand savings deposit interest rate on the day of withdrawal for early withdrawal, and interest is calculated and paid on overdue withdrawal according to the deposit interest rate on the day of withdrawal. I can apply for a small pledge loan with my time deposit certificate.
2. Unexpired fixed deposit:
If the depositor withdraws money in advance, he must hold the certificate of deposit and the identity certificate of the depositor; If the withdrawal is made on behalf of the depositor, the payee must also hold his own identity certificate, and the interest rate shall be calculated and paid according to the current savings deposit interest rate announced on the date of withdrawal. The payee must also sign the name of the payee on the payment voucher.