How about a one-year closed-end fund?
If you buy a low-risk closed-end fund, the fluctuation of the fund will be relatively small, although the income is not much, but the possibility of loss is also very small, and you can get a lot of wealth for a long time. If it is a high-risk fund, the short-term fluctuation will be relatively large, and the possibility of loss will naturally be relatively large. However, because it is a closed-end fund investment, it cannot be operated, and the risk will be relatively general. After all, except for particularly poor funds, you can make a profit at least in the end if you hold it for one year.
One-year closed-end funds are very worry-free for investors, and they don't need to pay attention to the ups and downs of funds at all times, because as long as there is no expired fund, they can't trade. The fund can't predict its market in the next year, so it's best to choose a fund with good future development prospects and strong company strength when buying closed-end funds.
Is the investment risk of one-year closed-end fund big?
The risk of fund investment mainly depends on what kind of risk is invested. If it is a low-risk fund such as a money fund, no matter how long it is held, the risk is very small, or even no risk. 99% profit after maturity; If it is a high-risk stock fund, the investment risk is not easy to determine, mainly depending on the strength of the fund chosen by investors. If the fund is strong, redemption after one year can also earn a lot of income.
Fund investment, whether closed-end fund or trading fund, needs to be selected according to its own risk tolerance. Steady low-risk tolerance can choose low-risk fund investment, and enterprising high-risk tolerance can choose high-risk fund. In addition, the income of the fund is directly proportional to the risk. If you want to have high returns, you need to take high risks. If you want to invest without risk, you need to bear the low income brought by investment.