1. What is the difference between the portfolio types of corporate funds and contract funds?
2. What is the difference between the investment management methods of corporate funds and contract funds?
3. What is the difference between the investment income forms of corporate funds and contract funds?
4. What is the difference between the share confirmation methods of corporate funds and contract funds?
5. What is the difference between the investment cost of corporate funds and contract funds?
6. What is the difference between the investment risks of corporate funds and contract funds?
7. What is the difference between the investment period of corporate funds and contract funds?
There are many differences between corporate funds and contract funds, among which seven are the most obvious, namely, the type of investment portfolio, investment management mode, investment income form, share confirmation method, investment cost, investment risk and investment period. Therefore, investors should carefully understand the difference between corporate funds and contract funds before investing, so as to make correct investment decisions.
Corporate fund and contract fund are the two most commonly used investment methods for investors at present, and there are many differences between them. This paper will introduce seven main differences between the two funds in detail.
First of all, the portfolio types of corporate funds and contract funds are different. The investment portfolio of corporate funds mainly includes stocks, bonds, money market instruments, futures and foreign exchange, while the investment portfolio of contract funds only includes stocks and bonds.
Secondly, the investment management methods of corporate funds and contract funds are different. Corporate funds are managed by fund managers, who will adjust their investment portfolios in time according to market changes in order to maximize returns; Contract funds are managed by investors themselves. Investors can change their investment portfolio, but they also have to bear investment risks.
Third, corporate funds and contract funds have different forms of investment income. The income of corporate funds mainly comes from the appreciation of assets in the portfolio, while the income of contract funds is determined by investors themselves, and they can choose dividend income, dividend distribution or capital appreciation.
Fourth, the share confirmation methods of corporate funds and contractual funds are different. The share confirmation method of corporate funds is determined by the fund company according to the investment amount of investors, while the share confirmation method of contract funds is determined by investors themselves, and investors can adjust according to their own investment portfolio.
Fifth, the investment costs of corporate funds and contract funds are different. The investment expenses of corporate funds mainly include custody fees, management fees and transaction fees, while the investment expenses of contractual funds are relatively low, only custody fees and management fees.
Sixth, the investment risks of corporate funds and contract funds are different. The investment risk of corporate funds is controlled by fund managers, but there is still the possibility of investment mistakes, while the investment risk of contract funds is completely controlled by investors themselves, which requires investors to have enough investment knowledge and experience to ensure investment safety.
Finally, the investment period of corporate funds and contract funds is different. The investment period of company funds is generally three years, but it can be adjusted according to market conditions; The investment period of contract funds is determined by investors themselves, which can be short-term investment or long-term investment.
To sum up, there are many differences between corporate funds and contract funds, the most obvious of which are seven points, namely, portfolio type, investment management mode, investment income form, share confirmation method, investment cost, investment risk and investment period. Therefore, investors should carefully understand the difference between corporate funds and contract funds before investing, so as to make correct investment decisions.