What are the financial management methods for saving one yuan a day?
Financial management method 1: Yu 'ebao
Yu 'ebao belongs to Alipay, and the threshold is very low. One yuan can also be deposited and accessed at any time, which is more flexible. As long as the share is determined, it will be profitable every day.
In fact, Yu 'ebao is connected to multiple money funds. If investors feel that their money funds have poor returns, they can also switch money funds, but the gap between each money fund is not big, so when choosing, it is best to choose the right money fund and hold it for a long time, otherwise switching money funds frequently will also lose returns.
Financial management method 2: money fund
The threshold of the money fund is also relatively low, and you can buy it for one yuan. Money fund is a fund that invests in the money market, and its flexibility is better. Generally, it is the share confirmed by T+ 1 day, with relatively stable income and relatively small risk, which is more suitable for conservative investors.
Wealth management method 3: wealth management products
Wealth management products have a low threshold and can be bought for one yuan. However, it should be noted that some wealth management products have high income and relatively high threshold, and may need to be purchased at 1 1,000 yuan. Therefore, if you have less money and want to invest one yuan a day, you can find a financial product with a lower threshold and invest.
Financial management method 4: gold fund
The threshold for gold funds is also relatively low. You can buy it for one yuan. In fact, the risk of gold fund is higher than that of money fund. When investing, you should think about whether you can bear the possibility of loss. But if you invest one yuan a day, that is, you can invest 365 yuan in principal a year, you will still invest more money, so be cautious.
Can I deposit one yuan in the bank for a fixed period?
1 yuan cannot be deposited in the bank for a fixed term, but the bank needs to deposit it in 50 yuan for a fixed term. Bank time deposits are guaranteed capital and interest, so they are relatively safe, so they are deeply loved by most people. However, it should be noted that if the deposit amount is only 50 yuan, even if it is deposited for ten years, you will basically not make any money.