1, the subscription fund chooses cash dividend, which is more suitable for people who are not optimistic about future investment and investors who usually use large cash flow.

2. Choosing the cash dividend mode can reduce the risk aversion of position assets when the market fluctuates greatly!

In addition, cash dividend is cash dividend, which can be exempted from personal income tax.

Do you choose cash dividend or dividend reinvestment?

1, depending on your own situation

If the dividend funds do not need urgent use and have no other uses, and do not intend to invest in other funds, then you can consider reinvesting dividends and pursuing long-term benefits.

2. Market situation

When the market falls, choose cash dividends to avoid the risk of market decline, and you can also avoid redemption fees.

When the market rises, choose to reinvest in dividends.

Fund dividend refers to the distribution of part of the fund's income to the holders in cash. That is to say, this part of the cash dividend seems to enter a cash flow when paying dividends, but it is actually a part of the accumulated income of holding funds, but the income is split and the basic book has changed, but the overall profit and loss is still the original figure.