For example, when the net value of the fund is 1.5, investors buy a fund with 10000 yuan. If the subscription fee is not considered, the share that investors can buy is10000/1.5 ≈ 6666.67. When the investor buys, the share is less than the principal, but the investor has no loss.
: 1, Fund, English is fund, which generally refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations.
From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The fund we are talking about mainly refers to the securities investment fund.
2, according to different standards, securities investment funds can be divided into different types:
(1) According to whether the fund unit can be increased or redeemed, it can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.
(2) According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.
(3) According to the different investment risks and returns, it can be divided into growth funds, income funds and balanced funds.
(4) According to different investment objects, it can be divided into stock funds, bond funds, money market funds and futures funds.
3. Regular fund investment is a way of fund subscription business. Investors can submit an application through the fund's sales organization and stipulate the time, amount and method of deduction for each period. The sales organization will automatically complete the deduction and fund subscription in the fund account designated by the investor on the agreed deduction date.