At present, the minimum payment base of Shanghai Five Insurance is 4699 yuan, and the proportion of payment is 27% for the company (1315.7 yuan per month) and 1.8% for the individual (493.4 yuan per month). The minimum base of the provident fund is 242 yuan, and the minimum contribution ratio of units and individuals is 12%.

1. The proportion of payment for five insurances and one gold in Shanghai

1. Endowment insurance: At present, the proportion of payment for endowment insurance is 16% for units and 8% for individuals.

2. Medical insurance: medical insurance contribution ratio: 9.5% for the unit and 2% for the individual in 3 yuan

3. Unemployment insurance: .5% for the unit and .5% for the individual;

4. Work-related injury insurance: the company pays .5% of work-related injury insurance every month, and its work-related injury rate is determined according to the industry range classified by the company, ranging from .5% to 2%

5. Maternity insurance: the company pays you 1% every month;

6. housing provident fund: the proportion of housing provident fund deposit: according to the actual situation of the enterprise, choose the proportion of housing provident fund deposit. However, in principle, the maximum payment shall not exceed 1% of the average salary of employees. Since the second half of 21, the city has uniformly stipulated that all employers should pay housing provident fund at 12% of their wages. Both the workplace and the individual are 12% of the salary.

Second, the time for Shanghai to pay five insurances and one gold

According to the provisions of the new Social Insurance Law, individuals who have participated in the basic old-age insurance will receive the basic pension on a monthly basis if they have accumulated contributions for 15 years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance can receive a basic pension on a monthly basis if they have paid less than 15 years when they reach the statutory retirement age. Part of the medical insurance also stipulates that individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations if they reach the statutory retirement age and the accumulated payment reaches the fixed number of years stipulated by the state.

Five insurances and one gold are the general names of some indemnificatory benefits given to workers by employers, including pension insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. As long as labor relations are established, you must buy five insurances and one gold. However, in order to avoid legal responsibility, many companies do not sign labor contracts or pay social insurance for employees. These are all illegal, in order to avoid the behavior that the employer does not sign a labor contract with the laborer and punish it.