Shock market to buy new funds or old funds?
There is a saying in the fund circle that "the bull market buys the old base and the bear market buys the new base". When the market fluctuates, it is a good direction to pay attention to new funds. The issuance of new funds will generally go through five stages: filing and examination, starting to raise funds, ending raising funds, fund establishment and open subscription. After the establishment of the new foundation, it enters the opening period, and the opening time is generally around 1-3 months. In a bear market or a volatile market, it is difficult for old funds to adjust in time due to the provisions of policies and positions, while new funds do not have the burden of these historical positions, so they can seize market opportunities in time, then lay out and seek more benefits.
But the new fund has no performance. How should we choose? We can pay attention to fund managers and examine their investment style and past performance. The fund manager with the highest comprehensive strength is also expected to continue the investment strategy in the new fund and copy or upgrade the successful experience.
Finally, whether it is a new fund or an old fund, the concept of long-term investment will not change. If investors feel that their investment ability is not strong, they can choose to invest in the form of fixed investment funds. There is no need to consider the timing of the fixed investment, but the fixed investment is not unattended. Investors can set a profit-taking line. When the income of fixed investment fund reaches the profit-taking line, the fund can reinvest, which can avoid losing income due to bad market conditions.
Finally, remind investors that the fund is risky and investment needs to be cautious.