Legal analysis: the new rural cooperative medical system starts to raise funds in the middle of June 65438+ 10 every year, and takes effect in June 65438+ 10/the following year, and enjoys reimbursement. In the process of enrollment in most parts of the country, the payment has been cut off, and there is no need to pay the uninsured expenses of the previous year. However, some areas need to pay back the fees, such as Shandong Province, which did not participate in the last year and wants to participate in the next year, but must pay back the fees of the previous year, including state subsidies.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.