1. What is a graded B fund?
In fact, the net expected income of graded funds comes from the parent fund, that is, the open-end fund. When investors buy the parent fund, they buy the corresponding shares according to a certain proportion, in which share A belongs to the low-risk expected income end, which can generally obtain the given agreed expected income, and share B belongs to the high-risk expected income end, which can amplify the expected income of the parent fund.
Its essence is that B-share holders finance A-share holders and pay interest to A-share holders, and B-share holders get residual expected income, thus gaining investment leverage.
2. Trading rules of graded B funds
The basic shares of graded funds can be purchased and redeemed at the net value on and off the market, but share A and share B cannot be purchased and redeemed separately, and only securities accounts can be bought and sold on the market, which is similar to buying and selling stocks. You can also leave A and sell B by splitting the parent fund. Net value of basic shares of graded funds = net value of Class A shares * proportion+net value of Class B shares * proportion.
3, grading B fund investment skills
The investment methods of graded funds in Shanghai Stock Exchange and Shenzhen Stock Exchange are different. After investors buy Grade B on the T day of Shanghai Stock Exchange, they can buy Grade A funds on the same day, and they can be directly merged into parent funds to enter the secondary market for trading. In fact, it indirectly realized the "T+0" transaction, which provided some convenience for investors.
The above contents about the investment skills of graded B funds hope to help everyone. Warm reminder, financial management is risky and investment needs to be cautious.