Medical assistance is a kind of assistance system for workers and urban and rural residents with heavy medical expenses. Mainly for low-income people, poor people, marginal family members, rural population and other people who are easy to return to poverty. The system includes reducing or exempting medical expenses, establishing medical assistance fund for serious illness, implementing special medical assistance, developing group medical assistance and charitable medical assistance. These measures are aimed at alleviating the financial pressure of eligible individuals when facing major diseases and ensuring that they can get necessary medical services.

The importance of medical assistance payment;

1. Reduce the burden of poor families: medical assistance payment can provide necessary medical expenses support for families with financial difficulties and reduce the risk of poverty due to illness or returning to poverty due to illness;

2. Guarantee basic medical needs: ensure that all people can get basic medical services through medical assistance payment, and do not give up treatment because of financial difficulties;

3. Promote social fairness and justice: medical assistance payment reflects the concern of society for vulnerable groups and helps to build a fair social security system;

4. Improve the public health level: medical assistance payment can encourage people to seek medical treatment in time, help control the spread of diseases and improve the public health level of the whole society;

5. Promote the improvement of the medical security system: medical assistance payment is an important part of the medical security system, and its implementation and improvement can promote the development of the whole medical security system.

To sum up, medical assistance fund is an important assistance system, which can reduce the burden of poor families, ensure basic medical needs, promote social fairness and justice, improve public health level and improve the medical security system by reducing medical expenses, establishing funds, subsidies and mutual assistance.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.