ICBC Core Value

The fund with the lowest net worth is suffering from "net worth fear"?

If not, and you insist on buying this fund, let me tell you my opinion:

1: Before the fund manager was changed in April this year, the performance of this fund could only be average. describe. The mid- to long-term performance is low, and the industry allocation is relatively concentrated, so it is not a good investment object

2: There was a new fund manager in April this year, and the new manager's performance was only average and lower than the market average. Of course, short-term performance cannot explain the ability of the fund manager. However, judging from other funds managed by this fund manager, the returns of other funds managed are basically slightly higher than the market average. In other words, the fund manager has certain abilities, but he cannot be said to be outstanding.

3: The poster mentioned that there are "salesmen"? It seems that I bought the fund from the bank. Go directly to the ICBC Credit Suisse Fund Company website to open an account and purchase, and there will be a discount on the fee rate. Even though the difference is only a few tenths, you can save a lot of money in 3 years

4: The return is higher than that of banks, but This is something his salesperson cannot guarantee.

5: It is recommended to choose one of the following funds for investment: Harvest Theme, China Dividend, Rongtong 100