Benefiting from the "people's livelihood" nature of the project, the fund's pension real estate will receive 60% to 65% loans from CDB in the future, and the remaining 30% to 35% will be self-raised. After the project has a mature operation mode, it is expected to raise funds from the society. In addition, the project can also enjoy preferential policies including land and taxation.
In the operation mode of pension real estate, Industrial Pension Fund is also different from the existing projects of housing enterprises and insurance companies. The former clearly stated that it would adopt the leasing model. In the future, it will adopt the mode of leasing for the aged, rather than selling, which is the biggest feature that distinguishes pension real estate funds from commercial real estate.
In fact, although large brand development enterprises and insurance companies are involved in the development of pension real estate, their basic development model is still "taking land-Gai Lou-selling-taking land again". Hu Jinghui, vice president of Ye Wei I Love My Family Group, said that this model can only solve the old-age needs of some elderly people who have the ability to buy homes many times, but it is difficult to cover a wider range of elderly people. Judging from the experience of developed countries, for the construction and resource allocation of popular pension real estate, leasing pension mode is more used than buying and selling. Industrial funds will refer to the experience of developed countries and innovate development concepts and models. The projects it builds will not only provide houses, but also provide services, including life care for the elderly, products and supplies, health services, culture and entertainment.