Fixed investment refers to the purchase of the same fund at a fixed monthly time (any day on the date of 1-28) with a fixed amount (generally, the lower investment limit of a fund is 300 yuan, but it is also slightly less). Date 1-28 means that the date of fixed investment every month is the 28th.

The fixed investment of the fund is to reach an agreement with the fund agent network to automatically deduct money at a fixed time every month to purchase the designated opening time fund. Date 1-28 is the date when the bank deducts money from your account on the 28th of each month. In case of holidays, the deduction will be postponed to normal working days, but it will still be calculated according to the transaction of that day.

The fixed investment of the fund does not increase the economic burden, and the monthly deduction is automatic, which has the effect of compulsory savings, accumulates funds for investors, and can obtain compound interest income for a long time. Fixed investment can effectively diversify investment risks. When the net value of the fund rises, the fund shares bought are less, and when the net value of the fund falls, the fund shares bought are more.

In the long run, it can effectively reduce the investment cost, and investors don't have to work hard to choose the right investment opportunity. Therefore, for ordinary investors and office workers, fixed investment is a better investment and financial management method. Long-term fixed investment, almost zero risk, high returns.