The factors that lead to the big difference between men's and women's pensions are the base of their own contributions, retirement time, pension payment period, personal account balance and the number of months of payment.

The first is the base amount paid by the individual, which is particularly important.

The key to receiving pensions in our country is the standard of long-term payment and more return. If the pension of female retirees is lower than that of men, it is very likely that the payment base is lower than that of male retirees.

It is less, which also leads to the reason why pensions are small.

The second is that since the application for pensions is based on the national unified plan, when each person retires, the approval of pensions is based on the average income of the previous year.

Different retirement times will also result in different amounts of pension benefits. The rest, whether it is an increase or a change in the amount, is exactly the same.

The third point is the length of pension payment.

According to our country's laws and regulations, the standard for applying for pensions in our country is that you only need to reach retirement age and pay social security for 15 years.

In my country, there is a 10-year gap between the retirement ages of men and women. Although both parties have paid into the social insurance fund for 15 years, men can pay into the social insurance fund for longer because they work longer hours.

The fourth point is that the balance of personal accounts is also the key to considering pension benefits.

Precisely because male retired workers have worked 10 years longer than women, the social insurance funds paid during these 10 years are allocated to their account balances, and this money will be treated as pensions when they retire.

The pay is of course more than that received by female retired workers.

Finally, the fifth point is that the pension is issued based on the number of months.

Although the pension payment standard in our country is to be paid after retirement, the number of months for pension payment is stipulated. Workers who retire early will have a much longer payment period. Of course, the average amount will be lower.

Relatively few.