as the saying goes, a dragon begets a dragon, and a phoenix begets a phoenix. This is a very interesting saying. What can our children really spell in this age of spelling parents?

Financial quotient education should be started at an early age. Parents should improve their financial quotient first. Parents' financial quotient is the starting line of children's financial quotient.

When I first saw this title, I thought it was a report about "child prodigy". After reading the article, I found that there are no financial prodigies in the world, only parents with high financial quotient.

To be honest, I really envy little Daphne.

When she was five years old, her father read Buffett's biography Snowball to her, and she began to understand compound interest investment. The 8-year-old Daphne is already a shareholder of two listed companies, and her value actually exceeds 4 million RMB.

I started earlier than Buffett

Think about it again. Compared with my 8-year-old self, Daphne is simply "outrageous"

I remember that when I was young, I had to pester my mother for a dollar to buy snacks for half a day. It takes a long time to cry to get a dollar from my mother.

1 yuan money, which consumed a lot of calories and tears, was hard to get, but no one ever told him how to use it.

should I buy all the snacks for this one dollar?

or should I put it in a piggy bank?

or should my mother open a special bank card for herself and deposit it to collect interest?

or should my mother open a special securities account for herself to buy stocks or index funds?

In short, no one has ever told himself how to manage money before.

My mother has only one sentence to educate her about money since she was a child: Don't spend money recklessly

So let nature take its course, and there will be no concept of Qian Shengqian. She will eat her pocket money to buy snacks, because she doesn't think that buying snacks is a waste of money.

similarly, after graduating from college, I spent all my salary on things I like, and I didn't realize that I was spending money indiscriminately.

At that time, people couldn't tell what was a good expenditure and what was a bad expenditure, so they lived in the moonlight for a long time.

from an early age, I didn't know what financial management is, what is a good expenditure and what is a money-making asset. There is no concept of non-wage income, young retirement and financial freedom, and I don't realize that my financial situation is extremely low in risk resistance, and I don't realize that my own thinking determines my own wealth results

The best way to make my children's financial quotient high is for parents to improve their financial quotient first. Change your thinking first

Parents' thoughts have a profound influence on children

Buffett read all the books about investment at home when he was 1 years old, and began to invest in stocks when he was 11 years old.

without a stockbroker's father, how could Buffett know what a stock is at the age of 11?

When we lament that entrepreneurs like Ma Huateng and Wang Xing have created hundreds of billions of companies with market value, we often ignore that their fathers are entrepreneurs.

The greatest wealth they get from their parents is not money, but the thinking of the rich.

Parents' financial quotient is the starting point of children's financial quotient!

We may not have parents with high financial quotient, but we can learn from the thinking of the rich to improve ourselves and become parents with high financial quotient.

"Don't let children lose at the starting line" means that parents themselves are the starting line for children, especially in financial business, parents have a great influence on children.

come on! ! !