Stock trading is about managing your own money, and winning or losing depends on yourself. Buying a fund is someone else's financial management, and winning or losing is at the level of the fund company.

2, the essence is different:

Stock is a certificate issued by a joint-stock company to prove the shares held by shareholders, and it is the form of company shares. Fund is a kind of collective securities investment with * * * risk * *, that is, by issuing fund shares, investors' funds are pooled, managed by fund custodians, managed and used by fund managers, and invested in financial instruments such as stocks and bonds.

3. Different status of investors:

Shareholders are shareholders of the company and have the right to express their opinions on major decisions of the company; The fund unit holder is the beneficiary of the fund, which reflects the trust relationship.

4. Different risk levels:

The risk of stocks is greater than that of funds. The basic principle of the fund is portfolio investment, risk diversification, and investment in securities with different maturities and types in different proportions to minimize risks.