1, fund merger, if fund A and fund B are merged, but the share of AB fund held by investors is different, and the net value is also different, so the share will be reduced after the merger with the parent fund. On the day of the merger, the share will be reduced, and it will generally be packaged and sold the next day.
2. Fund discount. If there are 100 fund B with a net value of 0.25 yuan, it will become 25 fund B shares with a net value of 1 yuan after conversion, so the fund discount will reduce the share.
At present, the discount in China is generally due to the fact that the net value of graded B funds is less than 0.25. After the discount, because the net asset value remains unchanged, the investor's account share will decrease accordingly, but the total assets will remain unchanged. Discount is generally settled according to the net value of B share, not according to the transaction price, and in this process, the transaction price of B share is often higher than the net value, thus causing losses to investors.
Ping An Bank sells a variety of fund products on a commission basis. Different funds have different risks, returns and investment directions. You can log in to Ping An Pocket Bank APP- Home-Financial Management-Fund Channel for information and purchase.
Tips:
1. The above contents are for reference only and do not make any suggestions. Related products are issued and managed by corresponding platforms or companies, and banks are not responsible for product investment, redemption and risk management;
2. There are risks in entering the market, so investment needs to be cautious. Before making any investment, make sure that you fully understand the investment nature and risks involved in the product, and then judge whether to participate in the transaction by yourself after carefully understanding and evaluating the product.
Reply time: 2022-0 1- 18. Please refer to the latest business changes announced by Ping An Bank in official website.