We often say that the more funds fall, the more they need to buy. In the process of falling, you can accumulate low-priced chips. When the market rebounds and the fund starts to rise, it can get higher returns.

Peter Lynch said in "Beating Wall Street": "If you are brave enough, you can add another $65,438+0,000 every time the stock market falls by more than 65,438+00%. In these 52 years, the stock market has fallen by more than 65,438+00% * * to 365,438+0 times, so if you add the $65,438+0,000 invested at the beginning of each year, your total investment will be $83,000, which will increase to $6,295,000 after 52 years. "

Buying on rallies sounds like a very good and effective strategy for funds. How should I actually operate? How much can I buy if I fall? We might as well use real data measurement to answer this question.

Taking the partial stock hybrid fund index as the measurement object, the measurement range is from 20 15, 15, to 202 15, 3 1, and May 20265438. First of all, it is because this time period is far from us and it has experienced a complete bull-bear market cycle. Experienced a wide shock of 3500 to 3600.

We set up three sets of calculation data and track the calculation results.

The first group: the Shanghai Composite Index fell more than 1% in a single day, and the mixed fund index with partial stocks was bought 1000 yuan. The cumulative yield is 85.27%. After deducting the total investment of * * *158,000 yuan, the cumulative income is about134,700 yuan.

The second group: the Shanghai Composite Index fell more than 1.5% in a single day, and the mixed fund index of partial stocks was bought 1 10,000 yuan. The cumulative yield is 86.65%, the total investment of 84 deductions is 84,000 yuan, and the cumulative income is about 72,800 yuan.

The third group: the Shanghai Composite Index fell more than 2% in a single day, and bought the partial stock hybrid fund index 1000 yuan. The cumulative rate of return is 98.07%, the total investment for 49 deductions is 49,000 yuan, and the cumulative income is about 4.8 1 1,000 yuan.

At the same time, we set up a control group. Starting from February 20 15, 15, the fixed investment is 1000 yuan each time, and the yield is 82.05%. ***66 deduction has a total investment of 66,000 yuan, and the accumulated income is about 54,200 yuan.

From the perspective of income, the lower the reference value of buying on rallies, the lower the total investment, the lower the investment frequency and the better the yield. Compared with ordinary fixed investment, the buying effect on rallies can improve the yield to some extent.