Fixed-income financial management refers to the investment behavior in which investors obtain returns by purchasing financial products with fixed or predictable returns and bearing certain risks. These financial products usually include treasury bonds, corporate bonds, financial products, time deposits, debt funds, etc. Compared with stock-based investment methods, fixed-income financial management has higher stability and predictability.

The advantage of fixed-income financial management is that this method allows investors to obtain relatively stable regular returns while taking on lower risks. For investors with lower risk tolerance, fixed-income financial management is usually an investment method that is more suitable for their risk appetite. At the same time, fixed-income financial management also provides investors with a variety of investment methods, allowing investors to match a variety of financial products according to their own needs and preferences to achieve better returns.

When conducting fixed-income financial management, investors need to pay attention to the risks and returns of financial products, and compare the advantages and disadvantages of different products and different investment portfolios. At the same time, you also need to understand basic financial knowledge and risk management capabilities in order to make better decisions for your own investments. The most important thing is that investors need to maintain a rational, prudent and stable investment mentality, and always pay attention to risk control when choosing investment products and plans.