1, Monetary Fund
Money funds mainly invest in fixed-income products such as bonds and bank deposits, so the expected income is relatively stable and the risk is relatively low. Money funds generally belong to low-risk funds.
In addition, the subscription and redemption of money funds are generally free, and the transaction cost is low. On the whole, the expected expected rate of return of the money fund is around the average level. If you buy a money fund of 5,000 yuan, the expected expected rate of return is about 1.30 yuan according to compound interest.
2. Bond funds
Bond funds mainly invest in bonds, and a small amount of funds are invested in equity assets such as stocks. And according to the types of bonds invested and the proportion of stocks, bond funds can be divided into pure debt funds, convertible bonds funds, mixed debt bases and other types.
The expected return and risk fluctuation of debt base are mainly brought by the invested stocks, so the risks and expected return between different debt bases are also different. According to the expected average expected rate of return of 6%, the expected expected return of investing in 5,000 bond funds for one year is around 300 yuan.
3. Equity funds
More than 80% of the assets of equity funds are invested in stocks, and only a small amount of assets are invested in fixed-income products such as bank deposits and bonds, so equity funds fluctuate greatly and generally belong to medium and high-risk funds.
Relatively speaking, the expected rate of return of equity funds is higher than other fund types. According to the expected average expected rate of return 15%, the expected rate of return for investing 5,000 equity funds for one year is about 750 yuan.
note:
The fund is a net worth product, which does not guarantee the principal and the minimum expected income, so any fund product does not guarantee the income, and there is also the risk of principal loss.
The above content about how much money Alipay Fund 5000 can earn, I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.