The investment risk of debt-based funds is smaller than that of stocks and stock funds. For prudent investors, they are more likely to choose debt-based funds when investing.
Bond funds are not without risks. Even the short-term bond funds with the lowest risk may fall.
Especially when the general environment is not good, debt funds have also fallen sharply.
Can investors continue to hold bonds when their bond base plummets? 1 Whether investors should continue to hold bonds when their bond base falls sharply depends mainly on the investor's own situation.
If investors hold it for a long time, they can continue to hold it.
Short-term bonds often continue to rise after a period of adjustment, and their long-term trend is bullish.
2. When the bond market is relatively volatile, users can withdraw first and move to safer assets.
The pursuit of buying bond funds is a steady rise. Once there is a big rise or fall, investors need to pay attention.
3. If investors continue to use money, they can also take out the money invested in bond funds first.
Or cut off some positions, and it is best to invest in a state where you can advance, attack, retreat and defend.
Should the bond fund be redeemed if it plummets? Investors can judge whether to redeem based on whether the fund is a high-quality target.
If the fund is of high quality, redemption is not required.
If the fund is not of high quality, it can be redeemed.
Different investors have different needs, so the methods of handling them are also different.
However, investors need to understand that debt funds may continue to decline when market conditions are not good.
Summary: Bond funds are funds that invest in bonds. If the price of bonds falls, the net value of the bond fund will also fall.
For prudent investors, in addition to currency funds and regular financial management, bond funds are still a good place for long-term stable growth.