Medical insurance card (referred to as medical insurance card) is a special card for medical insurance personal accounts. It uses personal ID card as identification code and stores and records personal ID number, name, gender and account fund payment. , consumption information and other detailed information. The medical insurance card is handled by the local designated agent bank and is a multi-functional bank debit card. After the insured units pay the premiums, the Medical Insurance Business Office (hereinafter referred to as the Medical Insurance Office) will entrust the bank to transfer the personal account funds to the personal medical insurance cards of the insured employees at the end of the month. Medical insurance card is the latest form of medical blueprint. Many urban areas have turned medical blueprints into all-in-one medical cards, which have the same functions as medical blueprints. Beijing’s medical insurance blueprint is a voucher for participating in medical insurance, which records the insured’s information, the social security registration card number of the insured unit, and the personal handbook number. Generally, you do not need to carry this blueprint with you when you go to the hospital for medical treatment or to buy medicine in a pharmacy. However, when the insured person needs to go through hospitalization procedures, he must present his personal medical handbook (blueprint) to the hospitalization office. With this blueprint, nearly 80% of the hospitalization medical expenses will be settled by this handbook. You don't have to pay the entire hospitalization deposit first. The hospital will decide whether you have to pay a deposit of 20% or 100% of the entire medical fee based on whether you have a blueprint. During the hospitalization of the insured, all expenses that should be paid by the medical insurance pooling fund can be settled on the spot at the hospital using the medical insurance handbook. You only need to pay the portion of the expenses that you personally bear during the hospitalization. The medical blueprint is not the medical card used by other provinces and cities. There is no amount in the blueprint, so it cannot be used for outpatient services or medicine purchase.

Legal objectivity:

Article 28 of the "Social Insurance Law" complies with the basic medical insurance drug catalog, diagnosis and treatment items, medical service facility standards, and emergency and rescue medical expenses, in accordance with the national Provides payment from the basic medical insurance fund. Article 29 The part of the medical expenses of the insured persons that should be paid by the basic medical insurance fund shall be settled directly between the social insurance agency and the medical institution and pharmaceutical business unit. The social insurance administrative department and the health administrative department should establish a settlement system for medical expenses in other places to facilitate insured persons to enjoy basic medical insurance benefits.