You can check it here, that is, on the website of Jing Shun Great Wall Fund Management Co., Ltd., and see that your net worth on that day is 1.07 instead of 1.3.
If you want the most accurate information, you'd better go to the website of Jing Shun Great Wall Fund Management Co., Ltd. In places like financial circles and China Fund Network, the information source is actually the official website of the fund company.
I don't know what the information source of the online trading system of Bohai Securities is, because the net value of the fund is calculated by the fund company consciously and published regularly every day, so it is impossible for any place other than official website of that company to get an estimate of the net value according to its own "calculation".
So what is net worth? Net value is the present value of all cash and investment items owned by the fund divided by the number of existing fund units.
Don't worry, I'll give you a simple example.
I run a fund, so the first thing I do is to raise funds, that is, to subscribe publicly.
I think the size of my fund is 654.38+000 billion, so I will issue 654.38+000 billion "units". Note that this "unit" is a thing, and you can interpret it as a "coin" or something else. The price of each set is 1 yuan.
Ok, now, after I sold the fund unit, my fund began to have data:
Net fund value: 65438+ accumulated net fund value 0 yuan: 1 yuan.
You will see the net value of the fund and the accumulated net value of the fund everywhere, which I will explain later.
I have money, what should I do? Buy stocks, bonds, foreign exchange or gold. But I may not move at all, wait for the market to plummet for a few days, and then absorb it on dips, but that is another story.
Suppose I buy "Tangshan Iron and Steel Co., Ltd." with a price of 10 yuan for 5 billion yuan. For the convenience of calculation and explanation, we ignore all stamp duty and handling fee. I now hold 500 million shares of Tangshan Iron and Steel Company, right?
Well, suppose the company's stock hasn't changed at all for 20 consecutive days. This is rare. But let's assume. So now the two figures of the fund are:
Net fund value: 65438+ accumulated net fund value 0 yuan: 1 yuan.
All of a sudden, shares of Tangshan Iron and Steel Co., Ltd. soared and made a fortune in 20 yuan!
So what does the fund hold at this time?
5 billion cash, not yet moved, 500 million shares of Tangshan Iron and Steel Co., Ltd., how much is it worth? 10 billion!
At this time, the present value of all cash and investment projects owned by this fund is: 654.38+0.5 billion. How many copies has this fund issued? 654.38+00 billion.
Therefore, the net fund value is 1.5 yuan, and the cumulative net fund value is 1.5 yuan.
So why is the net fund value and the accumulated net fund value generally not equal?
Let's go back to my fund.
In fact, in the first 20 days when I held shares in Tangshan Iron and Steel Company, a group of anxious investors watched the net value of the fund remain unchanged for 20 consecutive days. They demanded the redemption of 4 billion units. Well, fortunately, I expected this group of people who were not lucky enough to make money.
After redemption, the fund's cash is less than 4 billion. Why 4 billion? Because the net value of the fund is 1 yuan per share! Every unit can be regarded as a product I sold to investors. This product can be returned, so I will return it according to the value of this product.
As a result, the shares of Tangshan Iron and Steel Company rose to 20 yuan.
At this time, the fund holds cash 10 billion yuan and stock 10 billion yuan.
1 1 billion divided by 6 billion units, what is each unit? 1.8333 yuan!
You see, there are still so many changes in stocks, and people who hold fund units earn more money! ! ! !
At this time, the net fund value is still 1.83 yuan, and the accumulated net fund value is still 1.83 yuan.
But well, at this time, I sold all my stocks and said I would pay dividends. Each unit is divided into 0.8333 yuan.
In this case, the fund will only have 6 billion left. At this point, the two numbers are different.
Net fund value: 65438+ accumulated net fund value 0 yuan: 1.83333 yuan.
You got it? The net fund value is calculated at any time according to the total value of the actual assets of the fund, and the accumulated net fund value is used to indicate the situation that a person has been holding fund units since the establishment of the fund. All the value brought by each fund unit includes dividends and so on. Therefore, the accumulated net fund value is always higher than the net fund value.
The last question is about the primary market and the secondary market.
In fact, this question is very simple. The primary market is where something is sold for the first time. It is also called the distribution market. Usually, fund subscription, such as bank counters and online subscription platforms, is a primary market.
The secondary market is the circulation market. The secondary market is a trading place where people want to sell it for cash after buying it. A stock exchange is usually a secondary market for stocks. You can also understand it as a secondary market, but here, you are likely to buy 18 or 99 lots of securities.
But for funds, the secondary market is only useful for closed-end funds, because the holders of open-end funds do not need to sell the fund units to other investors, but only need to find the fund to redeem.
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It's finally over, brother. Your 100 points are really hard to earn. ....