There are many kinds of funds, which can be classified in different ways. So what are the classifications of funds? According to the different organizational forms of investment funds, they can be divided into corporate funds and contractual funds; According to whether the beneficiary unit can subscribe or redeem at any time and the different transfer methods, it can be divided into open-end funds and closed-end funds; According to different investment objects, investment funds can be divided into money funds, debt funds, stock funds and mixed funds.

Although funds can be roughly divided into these four basic types, the risks of money funds, bond funds, stock funds and hybrid funds are different.

Equity funds: mainly invest in stocks, with high risks and high expected returns.

Hybrid fund: Diversified investment in stocks, bonds and money market instruments, with moderate risks and expected returns.

Bond fund: mainly invests in bonds for the purpose of obtaining fixed expected returns. The risk and expected return are much smaller than those of equity funds.

Money market funds: Only invest in money market instruments, with stable expected returns and extremely low risks.

I hope that after you understand the classification of funds, according to your actual needs, you can make reasonable and directional investment in fund management, reduce investment risks and achieve your life goals more easily!