1. Different trading methods: general fund on-site trading is more painful than securities account on-site trading. OTC funds can be purchased through banks, securities companies, fund companies and other channels.

2. Different trading objects: floor trading is a back cover and a listed back cover, and fixed investment and conversion are not allowed. Off-site investment and conversion can not only be carried out, but also all open-end funds can be purchased, including LOF funds and some ETF funds.

3. Different transaction rates: the highest one-way transaction rate for buying or selling on the market will not exceed 0.3%, the off-market subscription rate is between 0.6%- 1.5%, and most redemption rates are 0.5%.

4. The transaction price is different: the way of floor trading is stock trading, and the price will change according to the real-time trading and trading time of the market. On the other hand, OTC is an unknown price, which is traded at net value, and the net value is updated once a day.

5. Different dividend distribution methods: the dividend distribution methods of on-site subscription funds are limited to cash dividends, and the dividend distribution methods of off-site subscription funds are divided into cash dividends and dividend reinvestment.