Fixed investment can not only share risks and costs equally, but also achieve the purpose of compulsory savings, so many wage earners will choose fixed investment as a financial management method. The fixed investment amount of the fund is generally decided by the investors themselves, so what will it be after a fixed investment of 2000 yuan 1 year?

1. How much will it be after a fixed investment of 2000 yuan 1 year?

Expected return of the fund = net value of the unit on the redemption date ××( 1- redemption rate)-investment amount According to the formula, the expected return of the fund product is calculated according to the net value of the fund and the holding share. Because the net value of the fund is constantly changing, the number of fund shares purchased with a fixed investment of 2,000 yuan per month is also uncertain.

Take an index fund as an example. The net value of the fund was 0.6760 a year ago and 0.7528 a year later.

If you make a fixed investment of 2000 yuan per month, then the principal of the fixed investment after one year is 24000 yuan. If the fund shares are converted according to the unit net value of 0.6760 per month, the fund shares held after one year are about 35,503.

Then the redemption amount after one year of fixed investment is about: 35503*0.7528=26727 yuan.

Second, the benefits of a fixed investment of 2000 yuan

The above example is just a rough algorithm, which actually does not reflect the value and advantages of fixed investment.

One advantage of fixed investment is that risks and costs are shared equally. The net value of the fund fluctuates every day, with ups and downs. If the net value rises, then the fund share that 2000 yuan can buy will be less. On the other hand, if the net value falls, then the fund share that can be bought by the same 2000 yuan will be more, and the cost will be leveled.

Fund investment is forbidden to chase up and down, but non-professional investors are often unable to make up their minds to add positions at a low level, and it is more likely to add positions at a high level. The fixed investment of the fund can just avoid this risk. Investors don't need to pay attention to the timing of buying. No matter whether the net value is up or down, they can invest regularly every month.

The above content is about the fixed investment after 2000 yuan 1 year, I hope it will help you. Warm reminder, financial management is risky and investment needs to be cautious.