The so-called Entrepreneurship Guaranteed Loan is aimed at the financial difficulties faced by those who meet the loan conditions in the process of seeking employment, starting their own businesses, and labor-intensive enterprises that absorb qualified people. The Entrepreneurship Loan Guarantee Fund is established with funding from the government. A policy loan in which an institution promises to guarantee, issue loans through banks, and enjoy national interest subsidies. How to apply for a business guaranteed loan? The loan applicant applies for a loan to the guarantee agency in the place of business, fills out the "Business Guaranteed Loan Application Form", submits relevant materials and conducts a credit inquiry. If the conditions are met, the loan will be issued by the handling bank after passing the on-site review. The targets of entrepreneurial guaranteed loan support are individual entrepreneurs. Refers to the following people who hold an "Employment and Entrepreneurship Certificate" ("Employment and Unemployment Registration Certificate") who are self-employed, start a business, or organize for employment or partnership: urban registered unemployed people, people with employment difficulties, college graduates, demobilized and transferred Veterans, ex-offenders, disabled people, farmers who have returned to their hometowns to start businesses and farmers engaged in secondary and tertiary industries nearby (hereinafter referred to as those who meet the loan conditions). Enterprises that meet loan conditions. It refers to small and medium-sized enterprises that have placed more than 30% of the total number of employees who meet the loan conditions (15% for enterprises with more than 100 employees), signed a labor contract with them for more than one year, and have been registered with the human resources and social security department. enterprise. The amount of entrepreneurial guaranteed loans shall not exceed 100,000 yuan for individuals who meet the loan conditions; for enterprises that absorb qualified personnel, the loan amount shall be reasonably determined based on the actual situation, and the maximum shall not exceed 4 million yuan. The term of a business secured loan is generally not more than two years. Preferential policy on interest discounts for entrepreneurial guaranteed loans: Qualified personal loans will enjoy full fiscal subsidy subsidies; for qualified corporate loans, the fiscal department will provide a 50% interest subsidy based on the benchmark interest rate stipulated by the People's Bank of China.