Yin Hua Monetary Fund A was established in 2005, and the current fund scale is 95 1 10,000 yuan, while Tian Hong Yubao Currency was established in 20 13 years, and the fund scale reaches145.4 billion yuan, so the advantage of Tian Hong Yubao Currency in product scale is obviously greater than that of Yin Hua Monetary Fund A.

2. Different yields:

The latest income of Yin Hua Monetary Fund A is 3.5950% (August 8th), the annualized income in the latest year is 3.73%, and the latest income of Tian Hong Yubao Currency is 3.36% (August 8th), and the annualized income in the latest year is 3.93%. It can be seen that at present, the income of Yin Hua Monetary Fund A is slightly higher than that of Tianhong Yubao, but the overall performance of Tian Hong Yubao in the past year is better.

According to the product page, the latest 7-day annualized rate of return of Yin Hua Monetary Fund A is 3.5950% (August 8), and the latest 10,000-share income is 0.922 1 yuan (August 8), ranking third among the eight funds of Yu 'ebao, and its performance is not particularly excellent, but the income of monetary funds is generally not very high now.

Then let's take a look at the historical performance of this fund. Since its establishment in 2005, there has been no negative income. The highest income in history is 6.2466% (2065438+February 2004) and the lowest income in history is 0.8598% (August 2009). The annualized rate of return of 1 in the past was 3.73%, and the annualized rate of return in the past three years was 3.23%. Generally speaking, the rate of return is rising.

Judging from the income performance, although the recent performance of Yin Hua Monetary Fund A is not particularly outstanding, the yield has been stable at around 4% in the last year, showing an overall upward trend.

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