First: Foreign currency financial management - Huijubao "Huijubao" is one of Bank of China's private foreign currency financial management product series. It collects foreign currency funds from customers on a regular basis and uses a variety of financial tools to operate and manage customer funds. When customers bear certain risks,

It is a stable structured financial product that aims to obtain higher investment returns under the premise.

"Huijubao" products generally guarantee 100% of the principal and have high capital security; investment returns may be linked to interest rates, exchange rates, commodities, stocks and other indicators, making them suitable for investors with moderate risk tolerance.

Product features: A. Generally, the principal is 100% guaranteed, and the security of funds is high.

B. Personalized products can be customized according to the specific circumstances of customers to meet their diverse financial needs.

C The financial management period is flexible and diverse.

The financial management period can be flexibly set according to customer needs, ranging from 1 week to several years.

D Bank will regularly or irregularly provide early redemption channels for unexpired "Huijubao" products to meet customers' liquidity needs.

E The procedures are simple.

Customers only need to bring their valid identity documents and current one-stop card to apply at Bank of China branches.

Investment currencies: US dollars, Hong Kong dollars, euros and other major foreign currencies. Investment period: ranging from 1 week to several years, with various period options, a combination of public offering and customer customization.

Second: RMB financial management 1. Bank of China Stable Return Series The "BOC Stable Return" series of financial products are a sub-series of products under the RMB "Bo? Yi" financial management series.

This series of products are capital-guaranteed structured financial products with investment periods ranging from 7 days to 6 months. The investment principal is safe and the investment returns are stable, usually higher than the deposit interest rate in the same period.

Product Features: A. Stable and reliable income.

Product investment yields are usually higher than deposit interest rates over the same period.

B is safer.

100% of the principal is guaranteed when the product is terminated early or expires.

C. The procedures are simple.

Customers only need to bring their valid identity documents and current one-stop card to apply at Bank of China branches.

Investment period: ranging from 7 days to 6 months, with various period options, a combination of public offering and customer customization.

2. BOC Enterprising Series BOC Enterprising Series financial management products are structured financial management businesses.

BOC's enterprising series of financial products are mainly linked-type capital-guaranteed and floating-income financial products, covering major currencies such as RMB, US dollars, euros, and Australian dollars.

In response to the narrow domestic investment channels and the lack of types of financial products for customers to invest in, Bank of China's enterprising series has continuously launched innovative linked products to help customers invest indirectly in overseas markets. Customers can obtain higher investment returns by bearing the relevant risks involved.

Bank of China's progressive series of financial products are linked to a variety of indicators, including interest rates, exchange rates, commodity prices, stock prices, etc., and the financial management terms are flexible and diverse.

Flexibly set the financial management period according to the characteristics of the linked indicators, product structure and customer needs.

Investors can choose corresponding products based on their own judgment of the market, and on the premise of bearing corresponding risks, they can pursue higher investment returns by grasping the trends of the international financial market and gaming the changes in the international market.

Product features: A. Provide a good investment channel for customers’ idle funds.

Connecting to the international financial market allows customers to maintain and increase the value of their wealth by accurately grasping the trends of various indicators in the international financial market while taking limited risks.

B The procedures are simple.

Customers only need to bring their valid identity documents and current one-stop card to the branches of Bank of China [0.69% Fund Research Report] to apply.

Investment period: The investment period of the product ranges from 1 month to several years, and is flexibly determined according to market demand and product structure. Public offering and customer customization are combined.

Risk disclosure: Investors should carefully understand the product structure and income conditions, and promise to fully understand the risks faced by the structured financial products "Huijubao", BOC Stable Return Series and BOC Enterprising Series products.

Judge financial market trends, subscribe for products independently, and bear the risks that may arise from the products.

3. Bank of China Stable Income Financial Management Plan BOC Stable Income Financial Management Plan is entrusted by Bank of China Co., Ltd. to manage customer funds in line with the principle of "abide by credit and be diligent and responsible".

Bank of China's stable income financial plan mainly invests in high-quality enterprise loan single fund trust projects to supplement the liquidity required by enterprises.

This product is a non-guaranteed floating income type, and product investors bear corresponding proportions of returns and risks based on the proportion of their subscription amount to all funds invested in capital trusts under the financial product.

Investors should fully understand the investment risks and invest prudently.

Investment period: ranging from 6 months to 2 years 4. BOC Money Market Value-Added Financial Plan "BOC Money Market Value-Added Financial Plan" is a series of financial products launched by Bank of China Co., Ltd. to invest in the money market. The investment goal is to maintain a stable

The strategy achieves short-term capital returns. The risk of this investment type is low, investors' financial principal is relatively safe, and the level of financial management income is less volatile.