There are three elements in this problem: 5000 yuan, buying a fund and making a lot of money. 5000 yuan is the principal, buying a fund is the investment method, and making big money is the goal. Quantifying "making big money", I think 5,000 yuan will become 654.38+10,000 yuan, which is barely called "making big money", that is 20 times! It is not impossible to buy a fund and earn 20 times. Up to now, the highest accumulated fund net value is Huaxia Market, which is operated by Wang Yawei, a famous fund manager, and the accumulated net value exceeds 12.

As we all know, the fluctuation of funds is usually less than that of stocks, because a foundation invests in many stocks. To make a fund rise more than 20 times, the fund manager and the team behind it must be excellent, and the market must cooperate. It is ambitious to buy a fund with 5000 yuan to earn 65438+ 10,000 yuan. Unfortunately, no fund has increased more than 20 times so far. It is excellent for a fund to increase more than twice in five years. Many funds have not even outperformed the broader market, and the performance of the funds is quite different.

The principal is different, and the final profit is also very different. The 5000 yuan increment of 10 is 50,000 yuan, and the 50,000 yuan increment of 10 is 500,000 yuan. The same increase, the greater the principal, the greater the income. Nowadays, many people choose to buy funds for financial management. They don't have much time to study stocks themselves, which is very risky. It is a feasible goal to leave them to fund companies to earn the income of outperforming the market. There are still many people who choose investment funds, buy a fund at a fixed amount every month, hold it for a long time and share the cost, which is also a more suitable financial management method for office workers.

It is feasible to buy funds for financial management, provided that the fund companies, fund managers and investment styles are studied. It is best not to have the idea of buying a fund to make a lot of money. If the goal is too high, once it is not reached, it will be disappointed and impetuous, which will affect the financial management mentality. Buy a fund for a relatively long time and be patient. Don't think the fund is not good when you see a temporary loss, but change it frequently. If you are not sure which fund to buy, it is recommended to invest in index funds, because the tracking index is less affected by the factors considered, and you don't have to worry about the change of fund managers. Bear market should dare to buy and hold, bull market should dare to sell and reap, plus long-term continuous investment, when the market comes, there is still hope for "making big money"