First, fully understand yourself;

Comprehensive evaluation of their comprehensive strength, including earning ability and psychological quality. ; Investment is risky, financial management needs to be cautious, psychological construction should be done well in advance, contentment should always be happy, and we should not be greedy. If something goes wrong, we should not go into a dead end. It is suggested to choose a suitable financial management method within your own psychological acceptance range;

Second, know your money habits;

You can know your consumption habits, evaluate your asset strength and arrange your investment cycle reasonably through bookkeeping. This is because you can change your consumption habits, open source and reduce expenditure; Through the understanding of its own asset level and expenditure plan, match the corresponding wealth management products and wealth management time;

Third, do a good job in financial planning and make clear the financial objectives;

Before managing money, you should make a good financial planning and make clear your financial goals according to your financial needs. Financial planning is to plan what is current, what is fixed and what is specific according to your financial situation. Then according to the principle of diversified investment, choose the type of financial management that suits your needs. It is suggested that financial goals should not be unrealistic. Generally speaking, you can also know where your abilities are by calculation. The base is large, and the interest can be seen more clearly, but you can't rob Peter to pay Paul for financial management;

Fourth, learn professional investment and financial management knowledge;

Financial managers should be familiar with the basic knowledge and operation skills of investment and financial management, know more about the advantages and disadvantages of various financial management types, and use their own knowledge to comprehensively evaluate and analyze financial products to minimize risks. It is suggested to master some knowledge and skills of investment and financial management, such as information acquisition and analysis, income calculation, network technology application, etc., through books or learning from senior financial managers. Many financial managers rely on their own exploration and learning to finally realize their financial freedom;

Fifth, pay attention to industry policies;

Through relevant policies, we can learn how to achieve legal compliance; Once the platform is found to step on the red line, it will know to withdraw;

Sixth, carefully interpret the product content;

Before choosing a wealth management product, you must know the basic information of this product, such as initial investment amount, annualized income, investment period, etc. At present, no platform dares to directly indicate that it is guaranteed capital and interest, and 100% is risk-free. Therefore, the financial manager is required to pay more attention to himself, not to be in a daze and not to be encouraged by the salesman.