Hospital nurses have five insurances and one gold.
As regular employees, hospital nurses should be paid five insurances and one gold by the employer. The five risks include:
1. Old-age insurance, in which the unit pays 2% and the individual pays 8%;
2. Medical insurance, with the unit contribution rate of 1% and the individual contribution rate of 2% plus 3 yuan;
3. Unemployment insurance, with the unit contribution ratio of 1% and the individual contribution ratio of .2%;
4. Maternity insurance, the unit contribution rate is .8%, and individuals do not need to pay;
5. Work-related injury insurance shall be paid by the unit.
housing accumulation fund should be paid by both units and individuals, and the proportion of payment should be determined according to local regulations and unit policies. Nurses enjoy the same rights and interests during the probation period, and the unit should start to pay within two months from the date of establishing labor relations. If the unit fails to pay according to the regulations, the nurse may report to the relevant administrative department or appeal to the people's court.
components of social security:
1. endowment insurance: providing basic living security for employees after retirement;
2. medical insurance: it is used to reduce the economic burden when employees seek medical treatment due to illness;
3. Unemployment insurance: providing basic living expenses for unemployed workers in a certain period of time;
4. Work-related injury insurance: providing medical expenses and living allowances for employees who suffer from work-related injuries or occupational diseases;
5. Maternity insurance: providing certain financial subsidies for the maternity of female employees;
6. Housing accumulation fund: it aims to help employees solve the housing problem, and is paid by both employees and units.
To sum up, hospital nurses, as regular employees, enjoy the benefits of five insurances and one gold, of which five insurances are paid by both units and individuals, including pension, medical care, unemployment, maternity and work-related injury insurance, and the proportion of housing accumulation fund is determined according to local and unit regulations; Even during the probation period, nurses should get the same rights and interests. If the unit fails to pay in violation of regulations, nurses have the right to complain to the management department or safeguard their rights and interests through legal channels.
Legal basis:
Article 12 of the Social Insurance Law of the People's Republic of China
The employer shall pay the basic old-age insurance premium in proportion to the total wages of its employees as stipulated by the state and record it in the basic old-age insurance pooling fund.
employees should pay the basic old-age insurance premium according to the proportion of their salary stipulated by the state and record it in their personal accounts.
individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual account respectively.
Article 6
The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment unless it is due to legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.
individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employer and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agency.
article 58
an employer shall apply for social insurance registration for its employees within 3 days from the date of employment. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.
employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.
the state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.