After the down payment of 30%, you have to pay the public maintenance fund in the designated bank. The money was collected by the government. If you buy a high-rise building, it will be 1 10 yuan per square meter. It will be cheaper if you buy a multi-layer one. This is necessary. The rest is the deed tax of 1% when handling the real estate license, but that is a few years later.

It is difficult for non-local accounts to apply for mortgages. If it is in Shandong province, it is now calculated locally. If you are from other provinces, you need to provide a tax payment certificate in Weihai in the past year or social insurance paid in Weihai in the past year. If there is neither, it is impossible to apply for a mortgage. Social security can be paid back before, but it has not been allowed since May 1 last year. If the developer has a good relationship with the bank, he can provide fake social security or tax payment certificates. If the developer has no strength, it will not work. The tax payment certificate can also be supplemented, but it needs the cooperation of your work unit, which is very troublesome. Those who didn't have a fixed job in Weihai in the past year can't make up for it, but it costs money. Our company is engaged in real estate, and we will help customers make up for it if necessary, but what you bought is not our real estate agent, and there is nothing we can do.

In addition, there is a bank in Weihai that can lend money without providing these certificates, but it doesn't lend money to everyone, and it only cooperates with several of our companies and can't help you. You'd better ask the developers to help you find a way to do it for you. Developers always have more ways.