The standard platinum card of Minsheng Bank generally has a quota of 50,000-65,438+10,000, and the annual fee is 600 yuan every year, with no unlimited quota for 8 times in the first year and 50,000 yuan in the next year.
Of course, the credit card limit is determined by the bank according to the applicant's personal qualifications. Therefore, the amount of platinum card applied for by everyone is different. If you want a higher quota, make sure your personal qualifications are higher.
The credit limit of Minsheng Credit Card is as follows:
Ordinary card: the amount is 3000- 10000, the annual fee is 100, the first year is 1 time, and the second year is 8 times.
Gold card: amount 10000-50000, annual fee 300. Free of the annual fee for the first year when opening the card, and free of the annual fee for the next year when swiping the card for 8 times in the current year.
Standard Platinum Card: 50,000-65,438+10,000, annual fee of 600, unlimited 8 times in the first year, and annual fee of 50,000 in the second year.
Luxury platinum card: 654.38+10-200,000 yuan, with an annual fee of 3,600 yuan, and the annual fee of 960,000 yuan will be exempted in the following year.
Diamond card: 200,000-1 10,000, annual fee 1 10,000, and the annual fee can be waived if the card is swiped over 2.7 million in the following year.
Minsheng Bank Credit Card Gold Card has the following benefits:
1, points preferential policy, users can get 100 points when spending 100 yuan by credit card. I calculated it in my own way, and the integral of 100 is about 0.279 yuan.
2. Give a high aviation insurance by swiping the card. Cardholders can get 8 million yuan for platinum card, 3 million yuan for gold card and 654.38+00,000 yuan for general card by paying the full amount of air tickets or more than 80% (inclusive) of tour fare with Minsheng Bank credit card, and can deliver tickets to their homes.
China Minsheng bank co., ltd (SSE: 6000 16 HKEx: 0 1988) is the first national commercial bank initiated by private capital in Chinese mainland, which was established in 1996 12. The main shareholders are Liu Yonghao's New Hope Group, Zhang Hongwei's Oriental Group, Lu Zhiqiang's China Oceanwide Holding Group, China Shipowners Mutual Insurance Association represented by Wang Yugui, China Life Insurance, Shi Yuzhu and so on.
Minsheng Bank A shares were publicly listed on the Shanghai Stock Exchange on February 65438+, and Minsheng Bank H shares were listed on the Hong Kong Stock Exchange on June165438+1October 26, 2009. In 20 18, Fortune ranked 25th1in the Fortune Global 500 list.
Source: Baidu Encyclopedia-Minsheng Bank
Difference between Standard Platinum Card and Elite Platinum Card of Minsheng Bank
The difference between Minsheng Credit Card Gold Card and Platinum Card is as follows:
1, the line is different. The amount of platinum card is relatively high, above 50 thousand, and the amount of gold card is slightly lower, below 50 thousand.
2. The annual fee is different. The annual fee of platinum card is more expensive than that of gold card. Minsheng Bank platinum card annual fee 600 yuan, gold card annual fee 300 yuan.
3. Different rights and interests. Minsheng Bank has more rights and interests in platinum card than gold card.
China Minsheng Bank (English name: ChinaMinshengBankingCorp , Ltd, referred to as CMBC, Minsheng Bank, Shanghai Stock Exchange: 6000 16 HKEx: 0 1988) is the first national commercial bank initiated by private capital in Chinese mainland, with the establishment date of199665438+1October 65438.
Major shareholders include New Hope Group, Oriental Group, China Oceanwide Holding Group, China Shipowners Mutual Insurance Association, China Life Insurance Co., Ltd., etc.
Minsheng Bank A shares were publicly listed on the Shanghai Stock Exchange on February 65438+, and Minsheng Bank H shares were listed on the Hong Kong Stock Exchange on June165438+1October 26, 2009. In 20 18, Fortune ranked 25th1in the Fortune Global 500 list.
2065438+On June 26th, 2009, eight banks including China Minsheng Bank launched the first batch of enterprise information networking verification systems. July 20 19, Fortune Global 500 released: ranked 232nd.
20 19 12 18, ranking 70th in the People's Daily's "China Brand Development Index" 100 list. In March 2020, it was selected as one of the top 500 global brands in 2020 185.
scope of business
(1) Absorbing public deposits;
(2) Short-term, medium-term and long-term loans;
(3) Handling domestic and international settlement;
(4) Handling bill acceptance and discount;
(5) Issuing financial bonds.
(6) Acting as an agent to issue, honor and underwrite government bonds;
(7) buying and selling government bonds and financial bonds;
(eight) engaged in interbank lending;
(9) Acting as an agent for buying and selling foreign exchange;
(ten) engaged in bank card business;
(eleven) to provide letter of credit services and guarantees;
(12) Agency payment and insurance agency business;
(thirteen) to provide safe deposit box services;
(14) Other businesses approved by the State Council Banking Regulatory Authority. With the approval of the People's Bank of China, it can engage in foreign exchange settlement and sale.
Company size
As of September, 20 13, China Minsheng Bank has been established in Beijing, Shanghai, Guangzhou, Shenzhen, Wuhan, Dalian, Nanjing, Hangzhou, Taiyuan, Shijiazhuang, Chongqing, Xi 'an, Fuzhou, Jinan, Ningbo, Chengdu, Tianjin, Kunming, Nanchang, Qingdao, Xiamen, Zhengzhou, Changsha, Changchun and Hefei.
In Baoji, Shantou, Suzhou, Wenzhou, Quanzhou, Handan, Tangshan, Cangzhou, Luoyang, Nanyang, Xiangyang, Lvliang, Datong, Weifang, Nantong, Hengyang, Zhongshan, Yichang, Xuchang, Yancheng, Jining, Longyan, Shangrao, Maanshan, Ganzhou, Jinhua, Changde, Yanbian, Taizhou, Sanya and Huai 'an.
Branches directly under 12 have been established in Xianning, Wuxi, Changzhou, Zhenjiang, Yantai, Shaoxing, Putian, Dongguan, Foshan, Zhuzhou, Huangshi and Xiaogan, with branches in Hong Kong. At present, the representative offices in Singapore, Tokyo and London are under preparation. In addition, it also holds 27 village banks nationwide; Holding Minsheng Canada Fund Management Co., Ltd. and Minsheng Financial Leasing Co., Ltd.
What are the three platinum cards of people's livelihood?
There are no types of standard platinum cards for people's livelihood. Minsheng Platinum Card is a bank card launched by China Minsheng Bank. The annual fee of Platinum Card Standard Edition is 600 yuan, with an interest-free period of 20-50 days, and the minimum amount owed should be 10%. Among all kinds of card products, Minsheng Diamond Platinum Credit Card, Minsheng Woman Flower Credit Card, Minsheng International Student Credit Card and Minsheng VISA Olympic Credit Card are favored by cardholders. In the field of high-end customers, Minsheng Diamond Platinum Credit Card has issued more than 654.38+million cards, ranking among the best in China.
1, Minsheng Platinum Card is a bank card launched by China Minsheng Bank. The annual fee of Platinum Card Standard Edition is 600 yuan, with an interest-free period of 20-50 days, and the minimum amount owed should be 10%.
2. Benefits of Minsheng Standard Platinum Credit Card:
(1) Aviation service: No matter what level of flight seat you take, you can directly enter the China Minsheng Bank Airport 18 VIP lounge for free, and a special person will handle all the boarding procedures for you. Diamond credit card holders can enjoy exclusive private space in more than 450 airport lounges around the world.
② Preferential travel service is guaranteed: As a distinguished guest of Minsheng Platinum Credit Card, we provide you with the most comprehensive and thoughtful travel guarantee of domestic banks. The first ultra-high insurance with a maximum of 8 million yuan will benefit you and your peers.
3. Hotel service: Minsheng Platinum Credit Card VIP line, you can easily book the top hotels in the world, bringing you extraordinary privileges such as free broadband, free breakfast, free upgrade, preferential check-in and cumulative upgrade!
④ Road rescue: With Minsheng Platinum Diamond Credit Card, you can enjoy nationwide 24-hour road rescue service, allowing you to enjoy unlimited road emergency rescue in nearly 300 cities across the country (excluding Hongkong, Macau and Taiwan Province Province for the time being), and truly realize the perfect idea of "one card in the world".
⑤ Global exclusive route: As a trapeze, you pay more attention to the quality and quality of life. Minsheng platinum diamond credit card, especially provides you with preferential services on many European and American boutique international routes.
What are the benefits of people's livelihood standard platinum credit card?
You can enjoy the following benefits:
1, go to the gas station to refuel and get the corresponding cashback.
2. You can enjoy efficient and caring medical services.
3. You can avoid the annual fee after swiping the card for a certain number of times.
4. Points earned by credit card consumption and other means can be used to redeem air miles.
5, you can enjoy the service of one yuan car wash.
Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
Credit card advantage
Compared with ordinary bank savings cards, the most convenient way to use credit cards is for ordinary consumption, and there is no cash in the cards. In many cases, it is enough to return the consumption amount on time.
You can spend without deposit overdraft, and enjoy an interest-free period of 20-56 days to repay on time without any charge (most banks will charge 0.5% interest on the day of cash withdrawal, and there will be a 2% handling fee, but ICBC will only charge interest).
It is not only safe and convenient to swipe your card when shopping, but also a bonus gift.
Special merchants who hold cards in banks can enjoy preferential treatment.
Accumulate personal credit, add credit records to credit files, and benefit for life.
Access to the whole country is barrier-free, and you can withdraw money or spend money by credit card on ATM and POS machines with UnionPay logo; (Note: Credit cards are only suitable for credit card spending. It is best not to withdraw cash, which is expensive and uneconomical. )
Credit card spending, some credit cards get existing points, and various discounts and lottery activities throughout the year, so that you can always have surprises as long as you use the card; (Most credit cards have no points for online payment, but online payment is very convenient and fast. )
Mail the statement free of charge every month, so that you can grasp every consumption expenditure transparently; (Now advocating environmental protection, you can cancel the paper statement and change it into an electronic statement. )
Unique supplementary card function, suitable for husband and wife to jointly manage money or master children's financial expenses.
The free choice of one card and two currencies is popular all over the world, and consumption abroad can repay in RMB.
400 telephone or 5-digit short number prefixed with "9" provides 24-hour service, and the report of loss takes effect immediately, with zero risk of card loss.
Validity period: It is known that the validity period of domestic credit cards is generally three to five years.
Use the third-party platform (the domestic platform supporting credit card bill management is mainly Jujindou) to conduct business cooperation and provide preferential services for cardholders.
Is elite platinum credit card worth doing? Equity evaluation, annual fee, quota.
Minsheng Elite Platinum Credit Card is a very popular and popular card of Minsheng Bank. It can be said that there are quite a few applicants for this card. So, is the Minsheng Elite Platinum Credit Card worth doing? Today, I will make an evaluation and analysis from three aspects: the rights and interests, annual fee and quota of elite platinum credit cards.
Rights and interests:
1. Cardholders can enjoy unlimited flight delay insurance throughout the year, with a maximum of 1 10,000 traffic accident insurance and a maximum of 1 10,000 aviation accident insurance.
2. Cardholders can enjoy 2 times points for overseas transactions.
Cardholders can enjoy fast customs clearance services at eight international airports in China and high-end hotels around the world, such as 3 pay 2 for check-in, 4 pay 3 for check-in, free breakfast for two, room upgrade and so on.
Edition cardholders can also enjoy the discount of Haitao's highest cash back 15%, as well as the cash back rights of world-famous museums and parks.
Comments:
The rights and interests of this elite platinum card of Minsheng Bank can be said to be quite rich. Whether it's flying, staying in a hotel, or spending shopping and traveling abroad, Haitao, etc. You have exclusive rights.
Annual fee:
The annual fee of Minsheng Elite Platinum Credit Card is 1800 yuan, and the supplementary card fee is not charged for the time being. Annual fee waiver. Activate on March 3rd19th, and you can enjoy the annual fee-free discount for the first year. And its annual fee will automatically deduct 200,000 points in the following year.
Comments:
There is no doubt that as a high-end platinum card, its annual fee is definitely quite high. However, compared with other high-end whites, the annual fee burden of people's livelihood elite whites is easier.
Not only is there a discount for exempting the annual fee in the first year, but the annual fee in the second year can also be exempted with points. Its consumption can accumulate multiple points, so it is not particularly difficult to reduce the annual fee.
Quota:
Minsheng Elite Platinum Credit Card is a high-end platinum card, with a high quota of 80,000.
Comments:
First of all, as a high-end white, this credit card is not fake platinum, so there will be no food card. Moreover, Minsheng Bank has always given a generous amount, such as 50,000 platinum cards and 80,000 credit cards. So the quota is also quite good.
The above is "Is Minsheng Elite Platinum Credit Card Worth Doing?" The answer. Regardless of the rights and interests of the card, the amount of the card or the annual fee policy, Minsheng Elite Platinum Credit Card is a very good high-end platinum credit card.
The introduction of Minsheng Bank Platinum Credit Card ends here.