How does financial management white invest in funds to make money?
First of all, understand your risk-taking ability and match the right funds.
Generally speaking, the safest money fund is basically stable income, followed by low-risk bond funds, followed by high-risk and high-yield hybrid funds and equity funds. If you are Xiaobai, it is recommended to start with money funds, such as Yu 'ebao, brokers and banks all have similar products.
Second, know the fund you want to buy.
First, please confirm the use period of funds. Liquidity is more important than all funds that may be used at any time. Understand the redemption rules of the fund, and understand the fund style and historical performance of the fund.
Third, determine your own investment methods.
There are four main ways of fund investment, namely: fixed investment, long-term, mid-line and short-term, and different ways correspond to different people. For financial management, fixed investment is the simplest investment method, which is suitable for most people. Regular investment can solve the timing problem and smooth the risks and benefits. The biggest problem with fixed investment is persistence.