BOC Current Bao is a kind of monetary fund that can be withdrawn and deposited at any time. It is a current financial management product. In fact, it is very similar to Yu'E Bao. So which one is better, BOC Current Bao or Yu'E Bao?

Which one is safer, BOC Deposit Bao or Yu'E Bao?

Let’s take a look!

Which one is better, BOC Deposit Bao or Yu'E Bao?

In terms of risk, Bank of China's Demand Bao and Yu'e Bao are both low-risk monetary funds. Basically, the fund fluctuations are relatively small, and basically no principal will be lost. Their risks are similar, and there is basically no big risk.

the difference.

In terms of return rate, BOC Demand Bao and Yu'e Bao are both types of money funds. Among them, the return rate of Bank of China Demand Bao is the highest rate of Yu'e Bao, which is basically the same, and there is no big difference.

In terms of investment thresholds, the investment thresholds of Bank of China's Current Bao and Yu'e Bao are both very low. You can buy both for one yuan, and there is no big difference.

But in terms of consumer payment, Yu'e Bao's advantages are better than those of Bank of China's Current Bao. Yu'e Bao's payment function is very powerful and can support both Taobao shopping and other payments. Bank of China's Current Bao is a monetary fund.

If you can't pay directly, Yu'e Bao is slightly better from this aspect.

Which one is safer, BOC Deposit Bao or Yu'E Bao?

Although Bank of China's Current Bao and Yu'e Bao have different platforms, they are both officially certified platforms and have been approved by the state. Therefore, they are relatively safe and are basically unlikely to be stolen or someone takes away your money.

, the security of the two is basically the same.