Fund dividends will not have an impact on investors. Fund dividends refer to distributing a portion of the fund's net value to investors and will not bring actual benefits to investors. The fund mainly earns the difference between the buying and selling price, and the rise and fall of the fund's net value (price) will have an impact on investors.

The fund is divided into cash dividends and dividend reinvestment. Cash dividends are distributed in cash. Dividend reinvestment means that the money distributed by the fund company will be used to continue to purchase the fund, and the fund shares will increase.

Extended information:

What is fund dividends?

Fund dividends refer to distributing part of the income to fund investors in cash. This part of the income is originally part of the net value of the fund unit, so fund dividends are not additional cash. For example:

If an investor buys a fund worth RMB 10,000 with a net value of RMB 2, he or she will get 5,000 shares. If the dividend conditions are triggered when the net value of the fund rises to 4 yuan, and the fund company adopts a dividend plan of 1 yuan/share, then each fund held will receive a dividend of 1 yuan, and investors holding 5,000 shares will receive a dividend of 1 yuan. Dividend 5,000 yuan.

After the fund distributes dividends, the investor's fund holding shares will remain unchanged, and the net value of the fund will decrease. The decrease in net value is exactly the money received from the dividends.

There are two ways to distribute fund dividends: cash dividends and dividend reinvestment: For investors who choose cash dividends, the system will directly transfer the cash to the investor’s fund account, and the cash will also be withdrawn directly; choose dividend reinvestment For users, the system will buy a certain number of shares based on the net value on the dividend day, so the shares reinvested with dividends will increase.