What are the short-term financial management methods?
There are many short-term financial management methods, such as Yu 'ebao, Bitcom, Monetary Fund, Bond Fund, Hybrid Fund, Index Fund, Equity Fund, Reverse National Debt, and Bank Current Financial Management. You can choose according to your own situation when you choose.
Among them, Yu 'ebao and change pass are very flexible and suitable for short-term financial management, because Yu 'ebao and change pass can be accessed at any time, which is very convenient and can also be directly used for payment and consumption, with little risk and relatively stable income.
Secondly, the term of reverse repurchase of national debt is relatively short, and its varieties can be divided into four types: 1 day, 2-day, 3-day, 4-day and 7-day, which is more suitable for short-term financial management. You can choose a fund when you choose. It won't take long.
What is the difference between short-term financial management and long-term financial management?
Difference 1: the holding time is different.
Generally, the holding period of short-term financial management is short, while the holding period of long-term financial management is long, for example, short-term financial management is generally 28 days, 30 days, 15 days, etc. And long-term financial management is generally more than one year.
Difference 2: Different risks.
Because the holding period of long-term financial management is relatively long, there are more uncertainties in the future. Compared with short-term financial management, the risk is slightly greater and the liquidity of short-term financial management is better. If you care about liquidity, you can give priority to short-term financial management.