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I'm looking for three guiding opinions of Nanchong Municipal Government and the State Council on launching the pilot project of new rural social endowment insurance, Guo Fa [29] No.32, and the policies and materials about rural endowment insurance, hoping to help you.

Interim Measures for Rural Social Endowment Insurance in Nanchong (N.F.F. [27] No.56)

Chapter I General Provisions

Article 1 In order to promote the development of rural economy, ensure the farmers a sense of security and create a harmonious Nanchong. According to the spirit of the relevant policies and regulations, such as the Notice of the Ministry of Labor and Social Security, the Ministry of Civil Affairs, the National Audit Office on Doing a Good Job in Rural Social Endowment Insurance and Social Security for Land-expropriated Farmers, the Notice of the Ministry of Civil Affairs on Printing and Distributing the Basic Plan of County-level Rural Social Endowment Insurance (Trial), and the Notice of the Sichuan Provincial Party Committee and the Sichuan Provincial People's Government on Approving the Opinions of the Provincial Civil Affairs Department on Actively and Steadily Developing Rural Social Endowment Insurance in our Province.

article 2 rural social endowment insurance is guided by government organizations, and farmers participate voluntarily, and individual contributions are combined with collective subsidies. Establish an endowment insurance mechanism with wide coverage, moderate standards and flexible payment.

article 3 the rural social endowment insurance work should proceed from reality and aim at ensuring the basic livelihood of the elderly; Adhere to the principle that individual contributions are the mainstay, supplemented by government subsidies and collective subsidies, and the state gives policy support, and rights and obligations correspond; Adhere to the combination of social pension with family pension, social security and state relief; Adhere to the level of security and the local rural social and economic development level.

article 4 the work of rural social endowment insurance shall be in charge of the administrative departments of labor and social security at all levels, and the rural social insurance bureaus (offices) of counties (cities, districts) shall undertake specific business.

Chapter II Scope of Implementation and Objects

Article 5 All persons of school age with non-urban household registration within the administrative area of this Municipality belong to the rural social endowment insurance. The age of participating in rural social endowment insurance is generally -59 years for men and -54 years for women.

Article 6 The insured person takes the personal ID number as the insurance number.

article 7 when the insured person's insurance relationship is transferred in this city, the payment insurance number remains unchanged, and when the insured person's insurance relationship is transferred from other provinces and cities, it will be renumbered from the transferred county (city, district).

article 8 when the insured dies, surrenders or transfers out of this city, his personal insurance number shall not be used again.

chapter iii collection of old-age insurance premiums

article 9 the collection of social old-age insurance premiums in rural areas adheres to the principles of government organization and guidance, farmers' willingness, individual payment as the mainstay, financial subsidies and collective subsidies as the supplement, corresponding rights and obligations, and unity of fairness and efficiency. Rural social endowment insurance funds shall be co-ordinated at the county level.

Article 1 The per capita net income of farmers in the whole city in the above years shall be the payment base (the standard shall be based on the data published by the Municipal Bureau of Statistics), and the payment ratio shall be 2%.

article 11 the insured can pay the old-age insurance premium due in the year by monthly, quarterly installments or in one lump sum, and large lump sum payment is not encouraged. Social endowment insurance aims at ensuring the most basic life of farmers after they get old, so the payment period of the insured must reach 15 years. According to the actual situation of farmers, in a five-year span, the insured can pay the rural social endowment insurance premium (which should be paid within five years) in full by monthly, quarterly and annual installments or in one lump sum (interest should be charged when supplementary payment is made), which is regarded as continuous payment.

chapter iv, establishing individual accounts

article 12 county-level agricultural insurance institutions shall establish individual accounts for insured persons, which include insurance premiums paid by individuals, collective subsidies, government subsidies and interest income.

Article 13 Interest calculation method:

(1) Interest shall be calculated with simple interest within a year, with compound interest every year, and the interest calculation period shall be accurate to the month.

(2) The interest-bearing period of each payment starts from the next month of the month recorded on the payment record card and is calculated once a year.

(3) During the accumulation period, when the fund's appreciation requires adjustment, the individual account fund will accumulate interest by stages. The starting and ending time of interest rate by installments is consistent with the fiscal year. In that year, the fund appreciation requires adjustment (no matter whether it is higher or lower), and the interest rate accumulated in individual accounts changes from the beginning of the following year. If the fund appreciation requires multiple adjustments within one year, the interest accumulated in the personal account in the following year will be implemented according to the interest rate announced by the People's Bank of China for the same period.

chapter v pension calculation and payment methods, treatment adjustment and supervision and management

article 14 the insured shall meet the following conditions at the same time, can go through the pension collection procedures, no longer pay the old-age insurance premium, and enjoy the old-age insurance benefits for life on a monthly basis. First, men are 6 years old and women are 55 years old; Second, the minimum accumulated payment period is 15 years.

(1) Monthly payment standard = monthly per capita net income of farmers in the whole city in the previous year when providing for the aged × average payment index× accumulated payment period× 1%.

average payment index: determined according to the average ratio of my payment base in the current year to the per capita net income of farmers in the whole city in the previous year.

average payment index = (x1/C1+x2/C2++xn/cn) ÷ n

n = cumulative payment period;

x = my payment base in the current year;

c = per capita net income of farmers in the city last year.

(2) If the insured pays continuously, the base of pension calculation and payment is the monthly per capita net income of farmers in the whole city in the previous year when the pension formalities are handled.

(3) If the insured person interrupts payment or defaults in payment, and fails to repay the payment according to the regulations, the calculation base of the pension is the monthly per capita net income of farmers in the whole city in the previous year after the initial payment time of the individual and the actual payment time.

Fifteenth insured persons who have paid less than 15 years and reached the old-age age can enjoy the old-age insurance benefits on a monthly basis after 15 years.

Article 16 If the payment period of reaching the pension age is less than 15 years, and I am unwilling to make up for 15 years, I can return the balance of my personal account to me at one time and terminate the pension insurance relationship; You can also enjoy the old-age insurance benefits with the insured (who has reached the old-age age age) in a lump sum, according to the following standards:

Monthly receiving standard = total accumulated amount in personal account × receiving coefficient

Receiving coefficient: male: .8631526; Female: .71541.

Article 17 Persons who enjoy the rural social endowment insurance benefits shall not enjoy the pension insurance benefits during their prison term or reeducation through labor.

article 18 if the insured person reaches the conditions of enjoying the old-age pension during serving his sentence or reeducation through labor, he should postpone the formalities of enjoying the old-age pension, and formally go through the old-age pension formalities and enjoy the old-age insurance benefits after the expiration. Old-age insurance benefits during imprisonment or reeducation through labor will not be reissued.

Article 19 An insured person who has lost the ability to work due to illness or disability must apply by himself. If the insured person is identified as completely incapacitated by the municipal labor ability appraisal committee, he can apply for receiving the pension in advance, and the advance period shall not exceed 5 years at most, and the corresponding payment period shall be deducted when calculating the treatment.

Article 2 With the increase of the price level and consumption level, the pension will be adjusted in proportion according to the fund's affordability and the pension standard.

article 21 the rural social endowment insurance fund shall strictly implement the current national fund financial and accounting system. Strict implementation of the management system of two lines of revenue and expenditure, insurance premiums should be paid in the form of money, and it is strictly forbidden to use things to offset fees. Strengthen the management of special bills for social insurance premiums, strengthen the management of bank accounts of social insurance funds, and implement special account storage and earmarking. No department, unit or individual may occupy, misappropriate, balance and occupy them.

chapter VI transfer of rights and interests of the insured object and insurance relationship

article 22 the insured person receives the old-age insurance money, and the guarantee period is 1 years. For those who have died less than 1 years after receiving the pension insurance, the balance of the pension insurance during the guarantee period can be inherited by the legal heir or designated beneficiary and paid in one lump sum. If the insured has received the pension insurance for more than 1 years, he shall pay the pension insurance until his death.

Article 23 The insured whose household registration relationship is transferred within the scope of this Municipality only transfers the insured's insurance relationship and does not transfer funds; The insured whose registered permanent residence has moved out of this city, if the rural social endowment insurance system has been established in the place where they moved in, will be transferred to the rural social endowment insurance institution in the place where they moved in; If the rural old-age insurance system has not yet been established in the place of immigration, the total amount accumulated in the personal account (the total amount calculated according to the prescribed surrender rate after deducting the state subsidy, hereinafter referred to as the total amount of surrender) can be returned to me at one time.

(1) After the insured person changes from an agricultural population to a non-agricultural population, I can go through the surrender procedures if I am willing to surrender, and the total surrender amount does not include collective subsidies and government subsidies.

(2) if the insured person has participated in other social endowment insurance due to identity change, the county-level rural social insurance institution will return the total amount of the insured person (excluding collective subsidies and government subsidies) to the insured person.

Chapter VII Exit Procedures of Rural Endowment Insurance

Article 24 Exit of Rural Endowment Insurance can be divided into normal exit insurance (referred to as normal surrender) and abnormal exit insurance (referred to as abnormal surrender).

(1) The following two situations are normal surrender:

1. Because the registered permanent residence of the insured person has moved, the rural social endowment insurance system has not been established in the place where he moved.

2. The insured dies during the payment period.

(2) normal surrender accounting: except for the principal and interest of the state subsidy, the rest will be returned to me in one lump sum, and the interest rate will be calculated at the current one-year lump-sum interest rate.

(3) Surrender other than normal surrender is abnormal surrender. Abnormal surrender only returns the principal of the insurance premium paid by the insured individual (without interest). For the part of collective subsidies and government subsidies, if you do not participate in social insurance according to the policy, you should not enjoy the part of collective subsidies and government subsidies. The collective subsidies and government subsidies that have been included in the name of the individual will not be returned and will be included in the overall plan.

Chapter VIII Supplementary Provisions

Article 25 Before the implementation of these Interim Measures, the personnel who have participated in rural endowment insurance shall be temporarily implemented according to the original provisions.

article 26 in the implementation of the interim measures, if there are new provisions of the state and the province, the relevant provisions of the state and the province shall prevail.

article 27 counties (cities, districts) may formulate implementation opinions according to these interim measures.

Article 28 The Nanchong Municipal Bureau of Labor and Social Security shall be responsible for the interpretation of these Interim Measures.

article 29 these interim measures shall come into force as of January 1, 28.

-----------. 29 Source: Municipal Government Office

N.F.B.H. [21] No.17

People's governments of counties (cities, districts) and relevant municipal departments:

Since the implementation of the Interim Measures for Rural Social Endowment Insurance in Nanchong City (N.F.B.F. [27] No.56), it has played a positive role in promoting the rural endowment insurance in our city. With the gradual development of the new rural endowment insurance system, the design of the old rural endowment insurance system has not adapted to the development requirements of the new situation. In order to promote the smooth docking of the old and new rural endowment insurance systems, the relevant contents of the Interim Measures for Rural Social Endowment Insurance in Nanchong City are revised as follows, please follow them.

1. The insured persons and rural registered residents who have reached the age of 16 (excluding school students) and have not participated in the basic old-age insurance for urban workers can voluntarily participate in the insurance at their registered residence.

II. Payment standard and method

The payment standard is above 1 yuan, 2 yuan, 3 yuan, 4 yuan, 5 yuan and 5 yuan, but the maximum payment shall not exceed 2, yuan. Farmers choose by themselves according to the above standards and pay annual fees.

III. Payment for Over-age Persons

For those who have reached the age of 6 and are insured for the first time, if they voluntarily participate in the insurance, they can pay a one-time fee for 15 years, and the pension insurance benefits will be paid according to the regulations from the next month after payment, but the upper limit of the annual payment standard will not exceed 2, yuan at most.

IV. Subsidies for insurance payment

The county (city, district) government gives appropriate subsidies to rural residents who voluntarily participate in the insurance according to the new rural insurance policy. The subsidy standard is determined by the county government, and all the subsidy funds are credited to individual accounts.

V. Conditions for receiving pension insurance benefits

The insured should meet the following conditions at the same time: First, they should be over 6 years old; Second, the minimum cumulative payment period is 15 years, and the old-age insurance premium is no longer paid. You can go through the pension collection procedures and enjoy the old-age insurance benefits for life on a monthly basis.

VI. Calculation and payment of pension insurance benefits

According to the model of "basic pension+personal account pension", that is, the monthly payment standard = basic pension+personal account pension.

basic pension: subsidized by the central and provincial governments, with the standards determined by the ministries and provinces. Non-pilot counties (cities, districts) are temporarily excluded.

personal account pension = total accumulated amount of pension personal account ÷139

VII. Death surrender

If the insured dies during the insured period, the total accumulated amount of his personal account (excluding government subsidies) will be returned to the legal heir in one lump sum, and the pension insurance relationship will be terminated; If the insured person dies during the period of receiving pension insurance benefits, the balance of funds in the personal account will be returned to the legal heir in one lump sum except for government subsidies, and the pension insurance relationship will be terminated.

VIII. This notice shall be implemented as of the date of issuance. If the Interim Measures for Rural Social Endowment Insurance in Nanchong City (No.56 [27] of Nan Fu Ban Fa) is inconsistent with this notice, the provisions of this notice shall prevail.

July 19th, 21

--------------. The reporter learned from the Municipal Agricultural Insurance Bureau yesterday (1) that four counties (cities, districts) in our city were newly approved by the State Council as pilot counties for new agricultural insurance in Sichuan Province in 211. So far, the number of pilot counties of new rural insurance in our city has reached 6.

According to Yang Wei, director of this bureau, the State Council recently approved 6 new pilot counties (cities, districts) in our province this year, and at the same time, 125 counties (cities, districts) will start the pilot pension insurance for urban residents. Prior to this, on August 29th, the pilot work conference on social endowment insurance for urban residents and expanding the new rural insurance was held in our province, and the list of counties (cities, districts) included in the pilot was announced. Yingshan County, Peng 'an County, Shunqing District and Langzhong City were included in this round of pilot projects.

The pilot work of new rural endowment insurance in our province began in 29, when nanbu county was included as the first batch of pilot counties. Last year, Yilong County was included in the second batch of pilot projects of this work in our province. Yang Wei said that together with the units that have recently been included in this pilot project in our province, the number of pilot counties for new rural insurance in our city has reached six. To the delight of urban and rural residents, counties that expand the pilot program of new rural endowment insurance will simultaneously start the pilot program of social endowment insurance for urban residents.

it is understood that,