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How much can a low-income household apply for serious illness relief?

The amount of money that low-income households can give when applying for serious illness assistance needs to be judged according to the specific circumstances, as follows:

1. After being reimbursed by the new rural cooperative medical system, residents' medical insurance and serious illness insurance, the urban and rural low-income residents and those who are injured due to illness (injury) will be given assistance according to the proportion of 6%, and the maximum ceiling for one-time assistance is 2, yuan;

2. The key entitled groups (excluding disabled soldiers of Grade 1-6 and disabled soldiers of Grade 7-1 with recurrent old injuries) will be given a maximum of 2, yuan per person per year after being hospitalized due to illness and being reimbursed by the new rural cooperative medical insurance, residents' medical insurance, serious illness insurance and special assistance provided by the entitled groups;

3. After being reimbursed by the new rural cooperative medical system, residents' medical insurance and serious illness insurance, low-income families with difficulties and families suffering from major diseases who cannot afford them will be given assistance according to the proportion of 2%, and the maximum ceiling for one assistance is 1, yuan;

4. After the amount of hospitalization assistance for urban and rural residents reaches the ceiling line, the out-of-pocket payment will start at 1, yuan, and the part above 1, yuan will be given secondary assistance according to the proportion of 3%, with no more than 4, yuan per person per year.

What kind of assistance can you apply for when you are seriously ill?

1. Apply for a special outpatient service, go to a designated hospital to see an outpatient service or a specific pharmacy to buy anticancer drugs, etc., and you can enjoy hospitalization treatment, which can be directly reimbursed, greatly reducing the burden, such as seeing an outpatient service for more than 7%-9%;

2. Apply for medical assistance for serious illness. Medical assistance is funded by the government. After the individual is reimbursed by the medical insurance pooling fund and serious illness insurance, there are still expenses that have not been reimbursed. If the family is in trouble, the treatment expenses will be reimbursed by the government;

3. Apply for subsistence allowances. If the family's economic situation has turned sharply because of a serious illness, and the per capita income of family members is lower than the minimum living standard of local urban residents, they can apply for a minimum living allowance, and the minimum living allowance can be given every month. For example, 75 yuan is issued every month in Changsha; Wuhan City issues 87 yuan every month;

4. Participate in Huimin Insurance. Huimin insurance, usually medical insurance provided by the local government and underwritten by commercial insurance companies, is not limited to age and past medical history, and can be insured as long as it holds local urban and rural residents' medical insurance or urban workers' medical insurance;

5. Participate in tax-excellent health insurance. Tax-excellent health insurance can guarantee the renewal of insurance until the age of 65, with no deductible, and can be insured in spite of illness. 1% of drugs within the scope of medical insurance are reimbursed, and 8% are reimbursed outside the scope of medical insurance, including some vascular stents and anti-cancer special drugs.

What diseases are the national serious illness assistance

1. The malignant tumor of the client;

2. Renal failure caused by uremia;

3. Liver cirrhosis or acute liver necrosis caused by severe hepatitis;

4. The client has a stroke;

5. The client has acute myocardial infarction;

6. The client suffers from acute necrotizing pancreatitis.

Legal basis: Article 3 of the Social Insurance Law of the People's Republic of China

The following medical expenses are not included in the payment scope of the basic medical insurance fund:

(1) Those that should be paid from the industrial injury insurance fund;

(2) It shall be borne by a third party;

(3) It shall be borne by public health;

(4) seeking medical treatment abroad.

the medical expenses shall be borne by the third party according to law. if the third party fails to pay or cannot determine the third party, the basic medical insurance fund shall pay in advance. After the basic medical insurance fund has paid in advance, it has the right to recover from the third party.